Wheels Up Wealth, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Wheels Up Wealth serves individual and high-net-worth clients with combined ongoing comprehensive financial planning and discretionary investment management, along with project-based planning and short-form consulting options. The firm provides continuous advisory oversight and can advise on assets held away at other custodians through third‑party account aggregation and order‑management arrangements.
The firm’s investment approach is grounded in Modern Portfolio Theory and primarily employs passive investment management using index mutual funds and ETFs to construct diversified, asset‑class portfolios with a long‑term orientation. Operationally Wheels Up Wealth recommends Charles Schwab as custodian and also uses an automated model platform (Schwab’s Institutional Intelligent Portfolios program) for certain client segments to implement and rebalance portfolios.
Noteworthy aspects include its use of a third‑party order management system to analyze and tactically manage held‑away accounts—accessed via client‑provided links without Wheels Up Wealth storing credentials—and the inclusion of those held‑away assets in its reported AUM. The firm also combines advisor‑led planning with brief, focused planning sessions and discloses no related‑party affiliations or material conflicts of interest in its brochure.
Client services
Expertise
Fee options
Two-hour "Ask Us Anything" session for $1,000 fixed fee
$0 - $1,000,000: Flat fee of $10,000 annually $1,000,001 - $2,000,000: 0.75% $2,000,001 - $5,000,000: 0.50% $5,000,001+: 0.40%
Minimum fee: $10,000 flat annual fee for accounts $0 - $1,000,000 Fee-only: Project-based financial planning starting at $3,000; Two-hour session at $1,000 fixed fee
Main office
See officeBenicia CA
Advisors at this office
1
Offices (3)
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Bridget H
CFP®, Series 63
Benicia, CA
Wheels Up Wealth, Inc.
Bridget Harkins is a CFP® with 12 years of industry experience and is currently an advisor at Wheels Up Wealth, Inc., where she has worked since 2020. Prior to that, she spent three years at Dimensional Fund Advisors LLC. Wheels Up Wealth serves individual and high-net-worth clients by providing comprehensive financial planning and discretionary investment management, using a long-term, passive investment approach grounded in Modern Portfolio Theory. The firm integrates held-away assets into its portfolio management through third-party aggregation and employs automated rebalancing for certain client segments.
Leigh B
Series 65
Sacramento, CA
Wheels Up Wealth, Inc.
Leigh Beaman is a financial advisor at Wheels Up Wealth, Inc. with one year of industry experience. Prior to joining Wheels Up Wealth, Leigh worked at Pure Financial Advisors, Symphony Financial Planning, H&R Block, and spent over a decade at E. & J. Gallo Winery. Wheels Up Wealth serves individual and high-net-worth clients, offering comprehensive financial planning and discretionary investment management alongside project-based planning and consulting. The firm employs a passive investment approach grounded in Modern Portfolio Theory, using diversified portfolios of index mutual funds and ETFs with a long-term focus.
Frances H
CFP®, Series 66
Vallejo, CA
Wheels Up Wealth, Inc.
Frances Harkins is a CFP® and holds a Series 66 designation with 24 years of industry experience. She has worked at Wheels Up Wealth, Inc. since 2020 and previously spent seven years at North Capital Inc. Outside of her advisory work, she is involved as a trustee in managing family real estate investment properties. Wheels Up Wealth serves individual and high-net-worth clients by providing comprehensive financial planning and discretionary investment management. The firm employs a long-term, passive investment approach based on Modern Portfolio Theory, utilizing index mutual funds and ETFs to build diversified portfolios.
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