Whisper Wealth Builders

Whisper Wealth Builders provides financial planning and discretionary investment management to individuals, families, high-net-worth clients, small business owners, and employees who participate in employer-sponsored arrangements. Its service menu includes ongoing planning through Whisper Wealth Membership™, one-time financial reviews (Whisper Wealth Inspection™), and review of outside accounts, with investment management available only to clients who maintain an active membership.

The firm follows a planning-first approach, constructing portfolios to reflect clients’ cash flow needs, liabilities, time horizon, tax considerations, and long‑term goals. Investment decisions are informed by fundamental analysis and long-term asset-allocation principles, with discretionary trading conducted for individual accounts and periodic monitoring tied to planning reviews.

Noteworthy features include employer‑focused delivery through the Workers Wealth™ program—where employers may subsidize or refer employees—and the provision of operational administrative services to businesses that are kept separate from advisory services, enabling relationships with employee groups and business clients that are less common among solo independent advisers. The firm manages roughly $9.7 million across about 34 client relationships and discloses operational practices such as standing letters of authorization for transfers and a policy of not voting client proxies.