Whistle Stop Financial Advice
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Whistle Stop Financial Advice provides comprehensive, advice-only financial planning services to individual clients on an hourly engagement basis. The firm does not provide discretionary portfolio management, custody client assets, or execute trades; clients retain responsibility for selecting custodians and implementing recommended actions.
The practice emphasizes a passive investment approach, advising on asset allocation built from index mutual funds and ETFs and offering rebalancing and tax-aware recommendations as part of planning. The firm recently transitioned away from discretionary investment management and now reports no assets under management, delivering one‑on‑one, point‑in‑time planning billed in short time increments.
Notable differences from many peers include its explicit advice-only model and the removal of prior hourly minimums, alongside a very small client roster that supports individualized engagements. The principal is a CFA charterholder and discloses significant outside activities — part‑time employment as a physician financial counselor and co‑founding a consumer-oriented FIRE readiness website and software application — which the firm states are ancillary to its planning practice.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$500 per hour for the first hour; $450 per hour for 2-3 hours; $400 per hour for 4-6 hours; $350 per hour for 7-10 hours; $300 per hour for over 10 hours
Main office
Birmingham MI
Advisors at this office
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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