White Lighthouse Investment Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$918,485,000
Clients
405
Advisors
6
of 9 employees
About
White Lighthouse serves individuals, families, small business owners, trusts, and retirement plans, including multinational families and clients with cross-border U.S. issues. The firm provides investment management, financial planning, and comprehensive wealth-management services with specialized offerings such as expatriation planning, inbound/outbound U.S. tax and estate planning, and planning for beneficiaries of foreign trusts.
The firm’s investment process begins with a discovery phase to determine goals, risk tolerance, and cash needs, and results in customized, diversified portfolios that rely largely on low-cost, liquid investments (primarily ETFs and mutual funds). Advisors generally manage accounts on a discretionary basis, seek tax-efficient implementation when appropriate, and require CFP®-level or comparable experience for those making allocation decisions; the firm also reviews human-approved outputs from any AI or automated tools used for research or administration.
Distinctive features include an explicit emphasis on international and cross-border planning and a business structure that includes related registered advisory entities and limited referral arrangements with other professional firms for complex engagements. The firm is fee-only, does not charge performance-based fees, and discloses that it pays limited referral fees to a small number of external advisers and a law firm for select high-net-worth clients.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Annual Fixed Fee: $10,000 (Professional Level); $40,000 minimum (Concierge Level)
$0 - $1,000,000: Included in $10,000 Annual Fixed Fee (Professional Level) $1,000,001 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.55% $10,000,001+: 0.50%
Hourly rates between $450/hour to $1,000/hour for services beyond scope (Professional Level)
Minimum fee: Annual Fixed Fee of $10,000 (Professional Level); Annual Fixed Fee minimum of $40,000 (Concierge Level) Fee-only: Firm is fee-only; receives no commissions or third-party payments.
Main office
Bedford MA
Advisors at this office
6
Most active in
California · Colorado · Connecticut · Florida · Massachusetts · New York · North Carolina · Texas
Also doing business as
Jjk Investment Management · Jjk Investment Management/Adv · Jjk Ivestment Management · Lachowitz Alan David · Lachowitz, Jonathan Owen · White Lighthouse Investment Management · White Lighthouse Investment Management, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Roberta T
CFP®, Series 66
Bedford, MA
White Lighthouse Investment Management, Inc.
Roberta Tondo is a Certified Financial Planner™ (CFP®) with 10 years of industry experience. She is currently with White Lighthouse Investment Management, Inc., where she is part of a six-advisor team. Her prior experience includes roles at Vanguard and Ameriprise Financial. White Lighthouse serves individuals, families, small business owners, trusts, and retirement plans, including clients with cross-border U.S. issues. The firm offers investment management and comprehensive wealth-planning services, emphasizing international tax and estate planning and managing portfolios using primarily low-cost, liquid investments.
Rylee F
Series 66
Bedford, MA
White Lighthouse Investment Management, Inc.
Rylee Felice is a financial advisor at White Lighthouse Investment Management, Inc. with five years of industry experience. She holds a Series 66 designation and previously worked at CapFinancial Partners LLC (CAPTRUST), Boston Financial Management LLC, Lincoln Financial Advisors Corporation, and Amon & Associates. White Lighthouse serves individuals, families, small business owners, trusts, and retirement plans, including multinational families and clients with cross-border U.S. issues. The firm provides investment management, financial planning, and comprehensive wealth-management services with a focus on international and cross-border planning, using customized, diversified portfolios primarily consisting of low-cost ETFs and mutual funds.
John Y
CFP®
Bedford, MA
White Lighthouse Investment Management, Inc.
John York is a CFP® professional with four years of industry experience, currently serving as an advisor at White Lighthouse Investment Management, Inc. He has worked at several firms, including Friedman LLP and German Integration School, prior to joining White Lighthouse. White Lighthouse serves individuals, families, small business owners, trusts, and retirement plans, with expertise in cross-border U.S. tax and estate planning for multinational families. The firm offers customized investment management and financial planning, emphasizing tax efficiency and the use of low-cost, liquid investments.
John W
CFP®
Bedford, MA
White Lighthouse Investment Management, Inc.
John Wanvig is a CFP® professional with eight years of experience at White Lighthouse Investment Management, Inc., where he has worked since 2016. He is based in Bedford, MA, and part of a six-advisor team. White Lighthouse serves individuals, families, small business owners, trusts, and retirement plans, including multinational families and clients with cross-border U.S. issues. The firm provides customized, diversified portfolios focusing on tax-efficient, low-cost investments and offers specialized planning for expatriation and foreign trust beneficiaries.
Jonathan L
CFP®
Bedford, MA
White Lighthouse Investment Management, Inc.
Jonathan Lachowitz is a CFP® professional with 15 years of industry experience. He has been with White Lighthouse Investment Management, Inc. since 2006 and also owns and operates a registered financial advisory firm in Lausanne, Switzerland, where he provides financial planning and investment management services. White Lighthouse Investment Management serves individuals, families, and small-business owners, including many non-U.S. clients, with a focus on discretionary investment management and comprehensive wealth planning. The firm emphasizes a cross-border approach, offering services tailored to complex international tax and estate planning needs.
Eva H
CFP®, Series 66
Bedford, MA
White Lighthouse Investment Management, Inc.
Eva Howland is a CFP® with eight years of industry experience, currently serving as a financial advisor at White Lighthouse Investment Management, Inc. She previously worked at Moseley Investment Management and Edward Jones. White Lighthouse Investment Management serves individuals, families, and small-business owners, including multinational and non-U.S. clients, offering discretionary investment management, financial planning, and comprehensive wealth management services with a focus on long-term, tax-aware portfolio construction and cross-border financial issues.
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