White Oak Financial Management, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
White Oak Financial Management provides personalized financial strategies and investment management to individuals, trusts, estates, charitable organizations, and small businesses, and offers planning services covering cashflow, education funding, retirement, tax and estate matters while relying on outside CPAs and attorneys for tax and legal advice. The firm operates on a fee-based model and discloses that, in addition to asset-based advisory fees through its WHITE OAK Asset Management wrap program, its representatives may also receive commission-based compensation from the sale of insurance products and annuities.
The firm combines strategic and tactical asset allocation with an emphasis on risk management and capital preservation, constructing portfolios from individual stocks and bonds, ETFs, mutual funds, REITs, MLPs and, at times, options and interval funds. Tactical adjustments use relative strength and technical charting support (including Dorsey Wright and The ShermanSheet) alongside fundamental and qualitative analysis for security selection, and portfolios are monitored and rebalanced periodically.
Compared with many peers, White Oak sponsors its own wrap-fee Asset Management Program and is a duly licensed insurance agency whose advisors may receive commissions from insurance and annuity sales, a relationship the brochure identifies as a potential conflict of interest. The firm also recently moved its advisory fee calculation to an average daily balance methodology, and describes the use of AI and other technology to support operational and analytical functions with human oversight.
Client services
Expertise
Fee options
$0.00 - $500,000: 2.0% $500,001 - $750,000: 1.7% $750,001 - $1,000,000: 1.5% $1,000,001 - $3,000,000: 1.2% $3,000,001 - $5,000,000: 1.0% Over $5,000,000+: 0.7%
Commission-based compensation from sale of insurance products and annuities.
Retainer agreement fees normally $300 per hour, negotiable.
Main office
1270 Hendersonville Road, Suite #4
Asheville NC 28803
Advisors at this office
3
Most active in
Colorado · Florida · Louisiana · New York · North Carolina · South Carolina · Tennessee · Texas · Virginia
Also doing business as
Carolina Family Office · White Oak Financial Management, Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Laura M
Series 63, Series 65
Asheville, NC
White Oak Financial Management, Inc
Laura Mccue is a financial advisor with White Oak Financial Management, Inc. in Asheville, NC, holding Series 63 and Series 65 licenses and having 21 years of industry experience. She has been with White Oak Financial Management since 2003. In addition to her advisory role, she is also an independent insurance agent offering life insurance, fixed annuities, and long-term care insurance. White Oak Financial Management provides personalized financial strategies and investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm emphasizes risk management and capital preservation through a combination of strategic and tactical asset allocation, utilizing a range of investment vehicles and employing both quantitative and qualitative analysis in portfolio management.
Brent F
CFP®, Series 66
Asheville, NC
White Oak Financial Management, Inc
Brent Ford is a CFP® and holds a Series 66 license with 19 years of industry experience. He has been with White Oak Financial Management, Inc. since 2015. White Oak Financial Management provides personalized financial strategies and investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm emphasizes risk management and capital preservation through strategic and tactical asset allocation, utilizing a range of investment vehicles and periodic portfolio rebalancing.
Luke G
Series 63, Series 65
Asheville, NC
White Oak Financial Management, Inc
Luke Gerolimatos is a financial advisor at White Oak Financial Management, Inc with six years of industry experience. He holds Series 63 and Series 65 designations and has worked at W&S Brokerage Services and Western & Southern Life. Outside of finance, he contributes to Mountain Area Community Services, providing support and input for individuals with disabilities. White Oak Financial Management offers personalized financial strategies and investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm emphasizes risk management and capital preservation through a combination of strategic and tactical asset allocation, utilizing a variety of investment vehicles and periodic portfolio rebalancing.
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