Whitfill Investment Management, LLC

Whitfill Investment Management LLC provides portfolio construction, asset management, and ongoing monitoring primarily for individual clients through a discretionary managed account program, and offers financial planning and hourly consultation services on request. Portfolios are implemented mainly with mutual funds and money market funds, and the firm serves as a fiduciary for retirement accounts under ERISA and related rules.

The adviser gathers client objectives and constraints via an initial interview and questionnaire, then employs asset-allocation strategies across portfolio types labeled Ultra‑Conservative through Aggressive Growth while using fundamental, technical, and cyclical analysis. Accounts are managed on a discretionary basis, monitored regularly, and custodied at Trade PMR through Wells Fargo Clearing Services with quarterly custodial statements and advisor performance reports provided to clients.

A notable aspect of the firm is the adviser’s affiliation with a separate CPA practice, Gerald Whitfill PC, to which he devotes approximately 50% of his time; tax considerations are explicitly factored into portfolio design, though clients are not required to use the accounting firm. The adviser may also include life‑insurance recommendations as part of financial plans and earns insurance commissions as a licensed agent, an affiliation that is relatively uncommon among independent advisers of this type.