WHTG Wealth Management, LLC

WHTG Wealth Management is a small, independent registered investment adviser that provides discretionary investment management and comprehensive financial planning to individuals and high‑net‑worth clients. The firm manages about $2.41 million across roughly 20 client accounts and provides retirement‑account advice, including guidance on rollovers and distributions.

The firm’s investment approach is primarily long‑term, employing fundamental and cyclical analysis to construct diversified portfolios made up of low‑cost mutual funds, ETFs and individual bonds, while also occasionally using closed‑end funds and cryptocurrency ETFs. Portfolios are continuously monitored and rebalanced as needed, with the advisor retaining flexibility to hold legacy positions, use cash as a hedge, or execute shorter‑term trades when circumstances warrant.

Noteworthy features include the principal’s CFA charter and prior institutional experience (including roles at BlackRock, Navient and a public pension board), combined with the firm’s recent establishment in 2025 and modest asset base. The principal is also a licensed insurance professional who spends about 10% of time on commissionable insurance sales (commissions are separate from advisory fees), and the firm maintains institutional relationships with Schwab and Altruist that provide custodial platforms and economic benefits.