The Woodlands, TX Office

Wiggin Financial Services serves individual clients and small business owners, with particular attention to pre‑divorce financial planning and small‑business planning needs. The firm provides written financial plans and discretionary investment management on a fee‑only basis, following a documented multi‑step planning process.

The firm’s investment approach combines a tactical overlay with strategic asset‑allocation models, employing a core‑satellite mix of passive and active exposures (including REITs, commodities, and actively managed funds) and generally assuming a minimum three‑year horizon for allocation decisions. Financial plans are built and modeled with MoneyGuidePro, plans are presented in meetings with follow‑up, accounts are reviewed quarterly, and client reporting is delivered via Advyzon.

Notably, Wiggin operates as a small, founder‑led practice with a limited client roster and approximately $9.5 million in assets under management, a scale the brochure indicates supports hands‑on, individualized service and frequent advisor review. The firm also highlights niche capabilities—pre‑divorce advice, divorce‑related certifications and mediation experience, Registered Life Planner credentials, and assistance with business continuation and employee benefit planning—that distinguish it from many peers of similar size.