Willenbrock Financial Planning
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About
Willenbrock Financial Planning serves individual clients, trusts, estates, and small entities with comprehensive personal financial planning and discretionary investment management. The firm offers separate financial planning engagements billed hourly and an ongoing investment advisory service billed as a percentage of assets under management.
The firm’s investment approach emphasizes broadly diversified, low-cost index funds across domestic and international equities, emerging markets, real estate, and a range of bonds, with low-risk instruments (government securities, CDs, fixed annuities) used to complement portfolios when appropriate. Portfolios are constructed to match clients’ time horizons and risk tolerances, monitored daily, and rebalanced when allocations move beyond a narrow threshold; the firm does not attempt market timing.
Distinctive features include a single-advisor, fee-only model with a small, closely managed client base and no third-party compensation or product sales. The advisor’s long academic career in physics and operational choices—daily account reviews, a tight rebalancing band, and a policy of keeping client accounts separate rather than aggregating trades—differentiate the practice from many peers.
Client services
Expertise
Occupation focus
Fee options
0.25% of assets under management annually with a minimum fee of $250
Financial planning services at $100/hr
Minimum fee: Minimum fee of $250 for Investment Advisory Service Fee-only: Financial planning services charged at $100/hr
Main office
Champaign IL
Advisors at this office
1
Most active in
Illinois
Also doing business as
Scott Willenbrock · Willenbrock Financial Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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