New York, NY Office

Willis Towers Watson Securities, LLC (WTWS) provides retirement-focused investment advisory services to individuals and high‑net‑worth clients through its Via Retirement platform, which combines a web‑based financial planning and asset allocation Tool with discretionary model portfolios and access to investment adviser representatives. The Platform’s Tool is available at no charge and is used to analyze rollover options, model personalized asset allocations, and, for clients who sign an investment advisory agreement, implement those allocations on a discretionary basis.

WTWS’ investment approach centers on diversified model portfolios of open‑end mutual funds and asset‑allocation modeling driven by a Monte Carlo simulation and client inputs; Towers Watson Investment Services, Inc. (TWIS), an affiliated sub‑adviser, provides fund research and recommendations subject to WTWS oversight. Where a model allocation includes fixed annuities, WTWS refers clients to its insurance affiliate, Towers Watson Retiree Insurance Services, Inc. (TWRIS), for specific annuity recommendations and purchases, and WTWS does not include annuity purchases in its discretionary advisory monitoring.

WTWS is notable among firms with no active SEC‑registered advisors for maintaining dual registrations and affiliated activities: it is registered both as an SEC investment adviser and as a FINRA member broker‑dealer, has affiliated insurance brokerage activity through TWRIS, and operates with related‑adviser and pension‑consulting ties within the Willis Towers Watson organization. The firm currently reports no assets under management and does not act as a private fund adviser, and its broker‑dealer activities and referrals are conducted in a business separate from its advisory services.