Willow Creek Capital Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$256,484,035
Clients
397
Advisors
3
of 4 employees
About
Willow Creek Capital Management provides discretionary and non‑discretionary portfolio management and pension consulting to individuals, high‑net‑worth individuals, retirement plans, charitable organizations, and business entities. The firm prepares an Investment Policy Statement for each client and charges asset‑based advisory fees, a common fee model among similar advisers.
The firm combines fundamental analysis and modern portfolio theory with a long‑term trading approach and offers ESG screening using Morningstar data for clients who request it. It manages both wrap and non‑wrap accounts, documents risk tolerance in the IPS, and acts as a fiduciary for retirement accounts.
Noteworthy features include serving as a portfolio manager within a wrap fee program sponsored by Raymond James and a firm policy requiring clients to custody assets with Raymond James, arrangements that are relatively uncommon among peers. The firm’s representatives are also licensed insurance agents who may receive outside compensation for insurance products, and the firm discloses use of third‑party AI tools for operational and client‑service tasks while stating AI is not used to make investment selection decisions.
Client services
Expertise
Fee options
$0 - $4,999,999: 1.00% $5,000,000 - $6,999,999: 0.80% $7,000,000+: 0.50%
Supervised persons accept compensation as insurance agents for the sale of investment products, representing a conflict of interest; commissions are not WCCM's primary compensation source.
Main office
432 W Spruce St., Ste 102
Missoula MT 59802
Advisors at this office
3
Most active in
California · Colorado · Florida · Montana · Oregon · Texas · Washington
Also doing business as
Estep, Geeting, And Weber Capital Management,Inc. · Willow Creek Capital Management, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Lucas D
Series 65
Missoula, MT
Willow Creek Capital Management, Inc.
Lucas Duffy is a financial advisor at Willow Creek Capital Management, Inc. with one year of industry experience. He holds a Series 65 designation and has worked at firms including Rock Creek Group and Raymond James Financial Services. Willow Creek Capital Management provides portfolio management and pension consulting services to individuals, high-net-worth clients, retirement plans, charitable organizations, and business entities. The firm combines fundamental analysis and modern portfolio theory with a long-term trading approach, offers ESG screening upon client request, and serves as a fiduciary for retirement accounts.
Susan E
Series 63, Series 65
Missoula, MT
Willow Creek Capital Management, Inc.
Susan Estep is a financial advisor at Willow Creek Capital Management, Inc. with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Raymond James Financial Services, Wells Fargo Advisors, Merrill, and Citigroup Global Markets. She is also an owner and officer at Willow Creek Capital Management and Estep, Geeting and Weber Capital Management. Willow Creek Capital Management provides discretionary and non-discretionary portfolio management and pension consulting to individuals, high-net-worth clients, retirement plans, charitable organizations, and business entities. The firm integrates fundamental analysis and modern portfolio theory with a long-term trading approach and offers ESG screening using Morningstar data for clients who request it.
David W
Series 66
Missoula, MT
Willow Creek Capital Management, Inc.
David Weber is a financial advisor at Willow Creek Capital Management, Inc. with 22 years of industry experience. He holds the Series 66 designation and has worked at firms including Wells Fargo Advisors Financial Network, Merrill, and Citigroup Global Markets. Outside of his advisory role, Weber serves as an officer for several support companies associated with his firm. Willow Creek Capital Management provides discretionary and non-discretionary portfolio management and pension consulting to individuals, high-net-worth clients, retirement plans, charitable organizations, and businesses. The firm combines fundamental analysis and modern portfolio theory with a long-term trading approach and offers ESG screening for clients who request it.
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