Aiken, SC Office

Wilson David provides personalized investment advice and portfolio management primarily to individual clients rather than high‑net‑worth households. The firm offers financial planning and tax preparation alongside financial literacy education delivered through books, newsletters/blogs, and seminars/workshops, and custodial assets are held at Schwab and managed on a discretionary basis under a limited power of attorney.

The firm’s investment process combines top‑down market analysis with bottom‑up security selection, using fundamental, technical, and cyclical methods; strategies range from buy‑and‑hold for some clients to more active management for others, with an emphasis on diversification and ongoing monitoring. Clients complete a documented risk‑tolerance survey, receive periodic account reviews (monitored daily and reviewed quarterly), and may place investment restrictions or engage other professionals directly as needed.

Distinctive features include the firm’s explicit financial literacy focus and its production of periodicals/newsletters plus in‑person seminars and workshops—services that are uncommon among peer firms. The brochure also discloses that the firm’s principals engage in outside consulting and teaching during non‑trading hours and that one principal operates an affiliated subcontractor arrangement; the firm does not sell commission products, does not accept soft dollars, and clients retain proxy voting authority.