Windham Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$14,175,574
Clients
31
Advisors
2
of 2 employees
About
Windham Financial Services provides discretionary portfolio management and investment consulting to individuals, retirement and profit‑sharing plan participants, trusts, business entities and institutional clients. The firm manages portfolios using a range of instruments — including stocks, bonds, mutual funds, ETFs and option strategies — and operates on a discretionary basis for its managed accounts.
The firm’s investment process combines quantitative computer‑based models, charting and fundamental/technical research with a floating (rather than fixed) asset allocation approach, rebalancing and explicit risk‑management rules. Tactical measures include moving to cash or using hedges when models indicate rising market risk, and employing income or speculative option strategies such as covered calls, buys of puts/calls and covered puts as appropriate.
A distinctive feature is the firm’s explicit, active use of derivatives and structured ETF products within separately managed accounts — including inverse ETFs (limited to roughly 10% portfolio exposure and monitored daily), Buffered (Defined Outcome) ETFs and option strategies for hedging and income — an approach that is uncommon among peers. The brochure also emphasizes the firm’s long history with quantitative trading programs, a small advisory team serving both retail and institutional clients, and operational reliance on a single qualified custodian for custody and fee processing.
Client services
Expertise
Fee options
1% annually, payable quarterly
Main office
Steamboat Springs CO
Advisors at this office
2
Most active in
Colorado · Massachusetts · Vermont
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Michael O
Series 63, Series 65
Steamboat Springs, CO
Windham Financial Services, Inc.
Michael Oconnor is a financial advisor at Windham Financial Services, Inc. in Steamboat Springs, CO, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has been with Windham Financial Services since 2005. Windham Financial Services provides discretionary portfolio management and investment consulting to individuals, retirement and profit-sharing plan participants, trusts, business entities, and institutional clients. The firm uses a combination of quantitative models, charting, fundamental and technical research, and active derivatives strategies, including structured ETFs and options, to manage risk and pursue tactical opportunities.
Paul M
Series 63, Series 65
Steamboat Springs, CO
Windham Financial Services, Inc.
Paul Mendelsohn is a financial advisor at Windham Financial Services, Inc. in Steamboat Springs, Colorado, with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Windham Financial Services since 1983. Windham Financial Services offers discretionary portfolio management and investment consulting to individuals, retirement and profit-sharing plan participants, trusts, business entities, and institutional clients. The firm employs a quantitative, model-driven investment process combined with fundamental and technical research, utilizing a range of instruments including stocks, bonds, mutual funds, ETFs, and option strategies, with an emphasis on active derivatives and structured ETF use for hedging and income.
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