Winters Financial Group, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$234,528,083
Clients
244
Advisors
2
across 2 offices
About
Winters Financial Group, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities, serving both high‑net‑worth and non‑HNW retail clients. The firm offers non‑discretionary portfolio management, standalone financial planning, and retirement plan consulting, including participant‑directed and trustee‑directed ERISA plan services.
The firm’s working approach is primarily non‑discretionary: advisers evaluate objectives, recommend asset allocations and monitor accounts, but obtain client approval before executing transactions; common instruments include mutual funds, ETFs (including Dimensional Fund Advisors funds where available) and individual equities across long‑ and short‑term strategies. Winters treats cash as an asset class, provides aggregated reporting via an eMoney platform, and documents that clients may use margin or pledged‑asset loans in separately managed accounts for specific short‑term needs while warning against borrowing for investment purposes.
Distinctive aspects in the brochure include the firm’s explicit emphasis on non‑discretionary management combined with an acknowledged practice of permitting borrowing against account assets, with disclosures that fees may continue on pledged assets and that this can create conflicts of interest. Additional notable operational features include the use of DFA funds with attendant purchase limitations, an adopted AI policy for analytical tools, and a restricted, client‑authorized approach to cryptocurrency exposure.
Client services
Expertise
Fee options
Financial planning and consulting services flat fee generally ranges from $500 to $3,000
Clients may purchase investment products through the firm's representatives on a commission basis via Simplicity Investments; commissions vary and are charged by Simplicity.
Financial planning and consulting services hourly rate generally $250/hour
Main office
See office2659 Townsgate Rd., #213
Westlake Village CA 91361
Advisors at this office
1
Offices (2)
Most active in
Arizona · California · Nevada · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Nicholas W
CFP®, Series 63, Series 66
Phoenix, AZ
Winters Financial Group, Inc.
Nicholas Winters is a CFP® with eight years of experience in financial advising, currently with Winters Financial Group, Inc. in Phoenix, AZ. His prior work includes roles at The Vanguard Group, Inc. and Foresters Financial. He also works as an independent insurance agent, assisting clients with life, disability, and long-term care insurance needs. Winters Financial Group, Inc. provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm primarily employs a non-discretionary management approach, offering portfolio management, standalone financial planning, and retirement plan consulting using a range of instruments including mutual funds, ETFs, and individual equities.
Richard W
Series 63, Series 65
Westlake Village, CA
Winters Financial Group, Inc.
Richard Winters is a financial advisor with Winters Financial Group, Inc. in Westlake Village, CA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His prior work includes roles at Mutual Securities and Wealthcare Alliance, Inc. Winters does not report additional business activities beyond his advisory roles. Winters Financial Group provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities, serving both high-net-worth and non-HNW clients. The firm employs a primarily non-discretionary approach, recommending asset allocations and monitoring accounts while seeking client approval for transactions, with a focus on mutual funds, ETFs, and individual equities.
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