Naples, FL Office

Wisdom Planning Group provides discretionary portfolio management, financial planning, and pension consulting services (including acting as a 3(21) ERISA fiduciary) and recently added segmented and bundled estate‑planning services delivered through the EncorEstate Plans platform. The firm serves individual and high‑net‑worth clients as well as pension and profit‑sharing plans, and manages client accounts on a discretionary basis.

The firm develops an Investment Policy Statement for each client and draws on fundamental, quantitative and modern portfolio theory to build diversified, asset‑allocation portfolios. In addition to strategic allocation, WPG may employ tactical tools — including covered calls, long puts and buffer ETFs — to seek defined downside protection and to adjust risk/return exposure.

Noteworthy features include the use of a third‑party digital estate‑planning platform where the adviser’s role is limited to consultative intake, administrative entry and post‑generation coordination while absorbing certain platform and deed‑filing charges without a revenue share. WPG also requires custody at a designated broker‑dealer that provides institutional services and related research/soft‑dollar benefits, operates with a small advisory team managing over $100 million in discretionary assets, and maintains no account minimums.