Wise Wealth Management, LLC

Wise Wealth Management provides comprehensive wealth management and financial planning to individuals, families, trusts, estates, privately held businesses, and certain retirement plans, managing roughly 79 client relationships and about $130 million in assets under advisement. Services range from discretionary portfolio management to retirement, estate and special‑needs planning, education funding, insurance review, and family business succession advice.

The firm emphasizes customized, globally diversified asset‑allocation strategies implemented across mutual funds, ETFs, individual bonds and equities (and options where appropriate), tailoring portfolios to each client’s risk tolerance, timeframe and tax situation. Portfolios are managed predominantly on a discretionary basis with ongoing monitoring and at least semi‑annual reviews; the firm does not rely on model portfolios or charge performance‑based fees.

A distinctive practice disclosed in the brochure is a promoter/referral arrangement under which Wise Wealth pays a percentage of quarterly advisory fees to a third‑party referrer for at least one client, with the firm covering that cost and the referred client not charged additional fees. The firm also typically recommends custody through the Charles Schwab institutional platform and operates as a small, two‑adviser team overseeing a concentrated, high‑average‑size client base while offering a broad suite of planning services.