Wiseman & Associates Wealth Management

Wiseman & Associates Wealth Management advises individuals (including high‑net‑worth clients) and a range of other client types, providing discretionary and non‑discretionary portfolio management, retirement consulting, financial planning, and selection of other advisers. The firm reports approximately $70.6 million in discretionary assets under management across about 207 client accounts and operates with a small, two‑advisor team.

The firm’s investment approach emphasizes broadly diversified index mutual funds and ETFs and draws on Modern Portfolio Theory and fundamental analysis to set long‑term allocations tailored to each client’s risk tolerance and financial circumstances. Wiseman & Associates offers both traditional portfolio management and a web‑based program via the Betterment Institutional platform, where Betterment executes trades on a discretionary basis while the firm focuses on portfolio selection and client servicing.

What distinguishes the firm from many peers is that it sponsors a wrap fee program and makes routine use of a third‑party managed platform—features that are less common among similarly sized supported firms. The advisors also maintain broker‑dealer and insurance affiliations (registered representatives with LPL and licensed insurance agents), and the firm combines directed brokerage relationships with LPL alongside Betterment custody for managed accounts, which creates potential conflicts of interest the firm discloses and manages; it also offers tiered financial planning engagements and may waive ongoing planning charges for clients who move assets under management.