Wiseman & Associates Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$67,187,448
Clients
207
Advisors
2
of 3 employees
About
Wiseman & Associates Wealth Management advises individuals (including high‑net‑worth clients) and a range of other client types, providing discretionary and non‑discretionary portfolio management, retirement consulting, financial planning, and selection of other advisers. The firm reports approximately $70.6 million in discretionary assets under management across about 207 client accounts and operates with a small, two‑advisor team.
The firm’s investment approach emphasizes broadly diversified index mutual funds and ETFs and draws on Modern Portfolio Theory and fundamental analysis to set long‑term allocations tailored to each client’s risk tolerance and financial circumstances. Wiseman & Associates offers both traditional portfolio management and a web‑based program via the Betterment Institutional platform, where Betterment executes trades on a discretionary basis while the firm focuses on portfolio selection and client servicing.
What distinguishes the firm from many peers is that it sponsors a wrap fee program and makes routine use of a third‑party managed platform—features that are less common among similarly sized supported firms. The advisors also maintain broker‑dealer and insurance affiliations (registered representatives with LPL and licensed insurance agents), and the firm combines directed brokerage relationships with LPL alongside Betterment custody for managed accounts, which creates potential conflicts of interest the firm discloses and manages; it also offers tiered financial planning engagements and may waive ongoing planning charges for clients who move assets under management.
Client services
Expertise
Fee options
Fixed fees for financial planning services: Initial planning fees up to $4,500; Fixed fees for Essential Plan ($1,500), Advanced Plan ($2,500), Premier Plan ($4,500). Ongoing financial planning monitoring fees starting at $2,000 annually.
Investment adviser representatives are registered reps with LPL Financial and licensed insurance agents who earn commission-based compensation for securities transactions and insurance product sales in addition to advisory fees.
Hourly fees up to $300 charged for certain financial planning and retirement consulting services, due upon completion.
Account minimum: $500,000 Fee-only: Fixed fees up to $4,500 for initial financial planning; Financial Planning Packages: Essential Plan $1,500; Advanced Plan $2,500; Premier Plan $4,500; ongoing annual financial planning fees starting at $2,000 (waived if assets under management are $500,000 or more). Hourly fees up to $300 for certain planning and consulting services.
Main office
115 The Plains Road, Suite 100
Middleburg VA 20117
Advisors at this office
2
Most active in
Virginia
Also doing business as
Wiseman & Associates Wealth Management · Wiseman Ii, Thomas R. · Wiseman Wealth, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Joseph C
Series 66
Middleburg, VA
Wiseman & Associates Wealth Management
Joseph Constantino is a financial advisor at Wiseman & Associates Wealth Management in Winchester, VA. He holds a Series 66 designation and has been in the industry since 2025. His prior work experience includes roles at LPL Financial LLC and the University of Tennessee, Knoxville. Wiseman & Associates Wealth Management provides investment advisory and financial planning services to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, and corporations. The firm focuses on diversified, largely index-based strategies and offers both discretionary and non-discretionary portfolio management, utilizing platforms such as Betterment Institutional.
Thomas W
Series 63, Series 65
Middleburg, VA
Wiseman & Associates Wealth Management
Thomas Wiseman II is a financial advisor with Wiseman & Associates Wealth Management in Middleburg, VA, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been affiliated with several entities bearing his name since 1986 and has worked with LPL Financial since 2007. Outside his advisory work, he is the managing member of a family investment LLC. Wiseman & Associates Wealth Management serves individual and high-net-worth clients, providing discretionary and non-discretionary portfolio management, retirement consulting, and financial planning. The firm employs a broadly diversified investment approach based on Modern Portfolio Theory and fundamental analysis, utilizing both traditional management and a web-based platform through Betterment Institutional.
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