Yellow Oak Financial Planning, LLC

Yellow Oak Financial Planning is an independent, fee‑only advisory firm operated by a single advisor that offers discretionary investment management and both project‑based and ongoing comprehensive financial planning to individuals, high‑net‑worth clients, and businesses. Services cover traditional portfolio management across stocks, bonds, mutual funds, ETFs, municipal securities and cash, and the firm may recommend or use outside managers and third‑party professionals as part of its engagements.

The firm combines modern portfolio theory with fundamental, technical and charting analysis and may implement both passive and active strategies, selecting ETFs, mutual funds, and individual securities to match client risk tolerances and goals. Clients typically grant limited discretionary trading authority and accounts are custodied at Schwab; the adviser conducts ongoing monitoring with at least annual reviews and can tailor plans that include business planning, tax and estate planning, retirement projections, and insurance and cash‑flow analyses.

What distinguishes the firm from many peers is its direct affiliation with a public accounting practice: the principal is a licensed CPA who owns an accounting firm and cross‑refers clients between the two entities (the brochure states no referral compensation is received and clients are not required to use the accounting practice). The principal also holds CFP credentials and discloses significant outside accounting work (the brochure describes approximately 35–40% of time devoted to accounting and outsourced CPA work, with another section noting 10–15 hours per week), and the firm was newly registered in 2026 with no assets under management or clients reported as of the April 23, 2026 filing.