Wiser Wealth Management, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$501,734,054
Clients
521
Advisors
5
across 2 offices
About
Wiser Wealth Management serves individual and high‑net‑worth clients as well as retirement plans, trusts, estates, charities and private businesses. The firm provides discretionary wealth management, comprehensive financial planning, and retirement plan advisory services (including ERISA fiduciary roles).
The firm constructs tax‑aware, model portfolios using primarily exchange‑traded funds, guided by an in‑house Investment Committee and long‑term capital‑market assumptions; portfolios are rebalanced as needed and may include a cash‑bucket approach to cover up to two years of withdrawals. For clients with a moderate to aggressive risk profile who opt in, Wiser Wealth allocates a modest exposure to digital‑asset ETFs and manages portfolios to limit turnover and realize tax efficiencies.
Wiser Wealth operates a wrap fee program called Flightpath for smaller accounts and discloses that a portion of its discretionary assets are managed through that program, noting operational efficiencies and a guideline it uses to recommend Flightpath versus its traditional, higher‑touch advisory services. The firm’s brochure also discloses the use of client testimonials and the advertisement of third‑party ratings in its materials — practices that the firm highlights alongside its written discussion of fee‑schedule incentives and how it seeks to mitigate related conflicts.
Client services
Expertise
Occupation focus
Fee options
Financial planning fee $6,750 for individuals; $8,750 for complex situations; 50% due at execution, balance upon delivery. Retirement plan setup fee $3,000 to $10,000 (one-time); annual retirement consulting fees starting at $5,000.
$0 - $2,000,000: 1.00% annually $2,000,001 - $10,000,000: 0.50% annually $10,000,001+: Custom fee arrangement
Financial plan updates at $475 per hour.
Minimum fee: Minimum annual fee of $7,500 ($1,875 billed quarterly) for Wealth Management services.
Main office
See office125 Church St, Suite 220
Marietta GA 30060
Advisors at this office
4
Offices (2)
Most active in
Alabama · Florida · Georgia · Kentucky · Louisiana · Minnesota · North Carolina · South Carolina · Tennessee · Texas · Virginia · Washington
Also doing business as
Ct Smith Financial Services, Inc · Wiser Financial Services · Wiser Wealth Management, Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Michaela D
Series 65
Lexington, KY
Wiser Wealth Management, Inc
Michaela Dowdy is a financial advisor at Wiser Wealth Management, Inc. in Marietta, GA, holding a Series 65 designation with one year of industry experience. Her prior work includes roles at Dowdy Financial Group and Samford University. Wiser Wealth Management serves individuals, retirement plans, trusts, charitable organizations, and businesses with comprehensive financial planning and discretionary portfolio management. The firm uses diversified model portfolios based on Modern Portfolio Theory and offers specialized services such as retirement-plan advisory and a wrap-fee program for smaller accounts.
Shawna T
CFP®, Series 63
Marietta, GA
Wiser Wealth Management, Inc
Shawna Theriault is a CFP® professional with 19 years of industry experience, currently serving at Wiser Wealth Management, Inc. She previously worked at Henssler Financial for 11 years. Outside of financial advising, she is a health coach with Optavia and serves on the board of directors for a private family foundation in Suwanee, GA. Wiser Wealth Management provides discretionary wealth management, comprehensive financial planning, and retirement plan advisory services to individual and high-net-worth clients, as well as trusts, estates, charities, and private businesses. The firm emphasizes tax-aware, model portfolios primarily using exchange-traded funds, with a focus on long-term capital market assumptions and portfolio rebalancing.
Casey S
Series 66
Marietta, GA
Wiser Wealth Management, Inc
Casey Smith is a financial advisor at Wiser Wealth Management, Inc with 18 years of industry experience. He holds a Series 66 designation and has been with Wiser Wealth Management since 2001. Wiser Wealth Management serves individuals, retirement plans, trusts, charitable organizations, and businesses by providing comprehensive financial planning and discretionary portfolio management. The firm uses an Investment Committee to construct diversified model portfolios primarily based on exchange-traded funds and Modern Portfolio Theory, offering services that include retirement-plan advisory and a wrap-fee program for qualifying clients.
William M
CFP®
Marietta, GA
Wiser Wealth Management, Inc
William Medcalf is a CFP® professional with experience at Wiser Wealth Management, Inc. since 2023. His prior roles include positions at Turner & Patat, P.C., Elwood & Goetz Wealth Advisory Group, and Raymond James. Wiser Wealth Management serves individuals, retirement plans, trusts, charitable organizations, and businesses by providing comprehensive financial planning and discretionary portfolio management. The firm employs diversified model portfolios based on Modern Portfolio Theory and offers specialized services such as the Flightpath wrap-fee program and retirement-plan advisory solutions.
Andrew P
CFA®
Marietta, GA
Wiser Wealth Management, Inc
Andrew Pratt is a CFA® charterholder with four years of industry experience, currently serving as an advisor at Wiser Wealth Management, Inc. He previously worked at Homrich Berg for twelve years. Wiser Wealth Management serves individual and high-net-worth clients, as well as retirement plans, trusts, estates, charities, and private businesses, offering discretionary wealth management and comprehensive financial planning with a focus on tax-aware, model portfolios primarily using exchange-traded funds.
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