WJ Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$201,403,643
Clients
272
Advisors
5
of 5 employees
About
WJ Financial Advisors, LLC is a fee-only financial planning and investment management firm that manages approximately $203 million in discretionary assets for about 272 clients through a four-advisor team. The firm provides ongoing discretionary portfolio management, stand‑alone and ongoing financial planning, and limited‑scope ERISA 3(21) retirement plan advisory services for individuals, trusts, estates, nonprofits, and small businesses.
The firm emphasizes target asset allocation and the use of low‑cost passive index funds as central elements of portfolio construction, with discretionary rebalancing and tactical over/underweighting when warranted by market conditions. For certain clients, WJ Financial implements more complex techniques — including options writing, short sales, margin/borrowing, and other derivative instruments in separately managed accounts — and discloses the heightened risks associated with those strategies.
Compared with many peers, WJ Financial’s documented use of derivatives and borrowing inside separately managed accounts is a notable, selective capability rather than a universal practice across all client accounts. The firm operates strictly on a fee‑only basis (no commissions), participates in institutional custody arrangements, has no stated account minimums, and maintains credentialed staff including a CFA charterholder.
Client services
Expertise
Occupation focus
Fee options
Fixed fees range from $1,500 to $15,000 depending on the complexity of the engagement
Hourly fees range from $125 to $375 per hour
Fee-only: Combined Investment Management/Financial Planning Services fees up to 1.25% annually, negotiable; hourly fees $125 to $375 per hour; fixed fees $1,500 to $15,000 depending on complexity; ongoing fees charged quarterly based on client's circumstances
Main office
255 Route 80, Suite 201
Killingworth CT 06419
Advisors at this office
5
Most active in
Connecticut · Florida · Maryland · Massachusetts · New Hampshire · New York · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Dante B
Series 66
Killingworth, CT
WJ Financial Advisors, LLC
Dante Bailey is a financial advisor at WJ Financial Advisors, LLC with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, LLC and Hollister. WJ Financial Advisors, LLC is a fee-only financial planning and investment management firm serving individuals, trusts, estates, nonprofits, and small businesses. The firm emphasizes target asset allocation using low-cost passive index funds, with discretionary rebalancing and tactical adjustments, and offers advanced strategies such as options writing and margin in separately managed accounts.
Joseph G
Series 65
Killingworth, CT
WJ Financial Advisors, LLC
Joseph Giaccone is a financial advisor at WJ Financial Advisors, LLC with 12 years of industry experience. He holds the Series 65 designation and has been with WJ Financial Advisors since 2014. WJ Financial Advisors, LLC is a fee-only financial planning and investment management firm that oversees approximately $203 million in discretionary assets for about 272 clients. The firm serves individuals, trusts, estates, nonprofits, and small businesses using a target asset allocation strategy centered on low-cost passive index funds, with discretionary rebalancing and tactical adjustments as market conditions warrant.
Brandon L
Series 65
Killingworth, CT
WJ Financial Advisors, LLC
Brandon La Chance is a Series 65-licensed financial advisor with two years of industry experience. He is currently with WJ Financial Advisors, LLC and previously worked at Johnson Brunetti and American Ladders and Scaffolds, Inc. WJ Financial Advisors is a fee-only firm providing discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations, small businesses, and qualified retirement plans. The firm emphasizes asset allocation using low-cost passive index funds, with some accounts employing more active strategies including options and derivatives.
Abigail L
Series 63, Series 65
Killingworth, CT
WJ Financial Advisors, LLC
Abigail Laufer is a financial advisor at WJ Financial Advisors, LLC with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with WJ Financial Advisors since 2016. Laufer is also the CEO of Virid Capital, LLC in New York. WJ Financial Advisors is a fee-only firm providing discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations, small businesses, and qualified retirement plans. The firm emphasizes asset allocation using low-cost, passive index funds, with tactical adjustments and, for certain accounts, employs leverage and derivatives in separately managed accounts.
Wallace J
CFA®, Series 65
Killingworth, CT
WJ Financial Advisors, LLC
Wallace Jones is a CFA® charterholder and holds a Series 65 license, with 18 years of industry experience. He has been with WJ Financial Advisors, LLC since 2006. WJ Financial Advisors is a fee-only firm that provides discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations, small businesses, and qualified retirement plans. The firm emphasizes asset allocation using low-cost, passive index funds, while also employing more active strategies such as options and margin in certain accounts, and offers ERISA 3(21) fiduciary services for employer-sponsored plans.
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