Worth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Worth Advisors is a fee‑based financial planning and investment management firm serving individuals (including high‑net‑worth clients), college coaches, businesses, and retirement plans. The firm provides discretionary and non‑discretionary portfolio management, financial planning and consulting, and ERISA plan services — including the ability to act as a 3(38) investment manager.
Portfolios are constructed to match documented objectives and risk tolerances, typically using ETFs and no‑load index mutual funds and relying on fundamental, technical and cyclical analysis. For some clients Worth uses third‑party money managers (such as Adhesion, Goldman Sachs and Oak Ridge) while retaining oversight and ongoing due diligence.
Worth’s business model includes an uncommon affiliation with accounting professionals and a targeted CoachNetWorth service for college coaches that bundles planning, tax preparation support, and bookkeeping through collaboration with a CPA — a level of integrated tax and accounting service not typical among similarly sized team RIAs. The firm also discloses that its managing member maintains an insurance practice, a potential conflict the firm documents and manages through disclosure and client choice.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fee ranging from $1,250 to $250,000 for financial planning and consulting services; Annual review fee ranging from $300 to $1,200 depending on complexity
Up to 2.0% annually (negotiable)
$550 per hour for financial planning and consulting services
Account minimum: $100,000
Main office
See office2020 S. Tryon Street, Suite 2 B
Charlotte NC 28203
Advisors at this office
6
Offices (2)
Most active in
California · Colorado · District of Columbia · Florida · Georgia · Illinois · Indiana · Louisiana · Michigan · Mississippi · Nebraska · New York · North Carolina · Ohio · Oklahoma · Pennsylvania · South Carolina · Tennessee · Texas · Virginia
Also doing business as
Patrick Lynch Financial · Worth Advisors · Worth Financial Advisory Group · Worth Financial Advisory Group LLC · Worth Financial Advisory Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Andrew P
Series 66
Charlotte, NC
Worth Advisors
Andrew Pitts is a financial advisor at Worth Advisors in Charlotte, NC, with three years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors for three years. His early career includes roles at Lowe's Home Improvement, Christ Community Church, and Davidson College. Worth Advisors is a fee-based financial planning and investment management firm serving individuals, college coaches, businesses, and retirement plans. The firm emphasizes portfolio construction aligned with clients’ objectives and risk tolerances, utilizing ETFs, no-load index mutual funds, and third-party money managers while maintaining oversight and due diligence.
Robin U
CFA®, Series 63
Charlotte, NC
Worth Advisors
Robin Underwood is a CFA® charterholder with two years of industry experience, currently serving as an advisor at Worth Advisors in Charlotte, NC. He is also the president of Conservation Exchange, Ltd, a company facilitating the exchange of transferable South Carolina state tax credits. Worth Advisors provides fee-based financial planning and portfolio management to individuals, high-net-worth clients, businesses, qualified retirement plans, and other advisers, offering tailored investment programs primarily using ETFs and no-load index mutual funds with a generally long-term focus. The firm is noted for its dedicated platform for college coaches and its integration of tax and bookkeeping support through collaboration with accounting professionals.
John L
Series 63, Series 65
Westminster, CO
Worth Advisors
John Lynch is a financial advisor at Worth Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Lynch Financial Group LLC, Wealth Watch Advisors LLC, and Royal Funds Management LLC. Worth Advisors is a fee-based financial planning and investment management firm serving individuals, college coaches, businesses, and retirement plans. The firm constructs portfolios aligned with clients’ objectives and risk tolerances, utilizing ETFs, no-load index mutual funds, and third-party managers while maintaining oversight and due diligence.
Jessica C
Series 66
Charlotte, NC
Worth Advisors
Jessica Carnes is a financial advisor with Worth Advisors in Charlotte, NC. She holds a Series 66 designation and has 14 years of industry experience, including 10 years at Worth Financial Advisory Group, LLC. Worth Advisors provides fee-based financial planning and portfolio management to individuals, high-net-worth clients, businesses, qualified retirement plans, and other advisers. The firm is known for its CoachNetWorth platform serving college coaches and integrates tax and bookkeeping support through collaboration with accounting professionals.
Marsha T
Series 63, Series 66
Charlotte, NC
Worth Advisors
Marsha Thorne is a financial advisor at Worth Advisors in Charlotte, NC, with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Morgan Stanley and First Citizens. Worth Advisors is a fee-based financial planning and investment management firm serving individuals, including high-net-worth clients, college coaches, businesses, and retirement plans. The firm’s portfolios are constructed using ETFs and no-load index mutual funds, with an option for third-party money managers under ongoing oversight.
Glen W
CFP®, Series 63, Series 66
Charlotte, NC
Worth Advisors
Glen Wright II is a CFP® with over 21 years of experience in the financial industry. He has been with Worth Financial Advisory Group since 2011. Glen holds the Series 63 and Series 66 licenses and is based in Charlotte, NC. Worth Advisors is a fee-based financial planning and investment management firm serving individuals, college coaches, businesses, and retirement plans. The firm constructs portfolios tailored to client objectives and risk tolerances, often utilizing ETFs, no-load index mutual funds, and third-party money managers while maintaining oversight.
Harold G
Series 63, Series 65, Series 66
Charlotte, NC
Worth Advisors
Harold Goodlett is a financial advisor at Worth Advisors in Charlotte, NC, holding Series 63, 65, and 66 licenses with 19 years of industry experience. He has worked at Worth Financial Advisory Group since 2012 and previously held roles at Wells Fargo Advisors and J.J.B. Hilliard, W.L. Lyons, LLC. Outside of advising, he has worked as a cashier at Rite Aid outside of market hours. Worth Advisors is a fee-based financial planning and investment management firm serving individuals, high-net-worth clients, college coaches, businesses, and retirement plans. The firm integrates portfolio management with financial planning and consulting, often using ETFs and no-load index mutual funds, and collaborates closely with accounting professionals to offer comprehensive services.
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