Worthpointe
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$1,011,386,855
Clients
622
Advisors
1
of 16 employees
About
WorthPointe is a team-based wealth management firm with nine advisers and roughly $1.057 billion in discretionary assets under management that serves individuals (including high-net-worth clients), corporations, and retirement/pension or profit-sharing plans. The firm offers discretionary portfolio management through its WorthPointe Management Program and a range of financial planning and consulting services under a separate program.
The firm's investment approach is grounded in Modern Portfolio Theory and implemented largely through diversified model portfolios constructed with mutual funds and exchange-traded funds, with ongoing oversight from an investment committee. WorthPointe routinely uses subadvisers and third‑party managers (including a Betterment digital wealth offering) to implement strategies, and it emphasizes fee control, model selection, and periodic rebalancing as part of its portfolio management process.
WorthPointe’s footprint and business arrangements distinguish it from many peers: the brochure lists seven offices across multiple states, ownership through Worthhold, Inc. with indirect individual ownership, and a disclosed recent amendment removing references to an affiliated entity (Constitution Wealth). The firm also documents participation in institutional custodian advisor programs, ongoing solicitation/referral fee arrangements for introduced clients, and the use of third‑party referral/listing channels — practices that reflect broader custodial and partnership relationships not typical for most team firms.
Client services
Expertise
Occupation focus
Fee options
Up to $5,000 or more, negotiable, depending on scope and complexity of financial consulting services
$0+: Up to 1.00% annually for AUM Clients (may be negotiated) $0+: Up to 0.40% annually for NW Clients (based on household net worth, may be negotiated)
$100 to $750 per hour, depending on complexity and professional providing the service
Account minimum: $500,000 Minimum fee: Minimum annual fees up to $2,500 (or higher) may be imposed by some third-party managers or sponsors Fee-only: Advisory fees charged as a percentage of assets under management; no commission-based compensation accepted; 12b-1 fees not accepted
Main office
Ramona CA
Advisors at this office
1
Most active in
Arizona · California · Florida · Illinois · Louisiana · Nebraska · New Jersey · New Mexico · New York · Oklahoma · Oregon · Texas · Washington · Wyoming
Also doing business as
Encubic · Oncubic, L.L.C. · Trovena Investment Advisors · Worthpointe · Worthpointe, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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