WorthWhile Wealth Council

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Client assets under management

$73,910,474

Clients

176

8% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$419,946

About

WorthWhile Wealth Council serves individual clients — including high‑net‑worth households — as well as retirement plan sponsors, trusts, and small foundations, providing integrated wealth management, financial planning, and discretionary portfolio management as a fee‑only fiduciary. The firm also offers held‑away advisory services for employer retirement plans, certain annuities and 529 platforms, and provides limited‑scope advice when full account transfer is impractical.

The firm implements a strategic, global multi‑asset allocation process documented in customized investment policy statements and typically executed with mutual funds and ETFs, with routine monitoring and rebalancing. Client engagement emphasizes education and behavioral‑finance coaching, regular performance reporting, and the availability of impact‑investment screening tools upon request.

WorthWhile discloses a consent order dated August 30, 2023 concerning inadvertent failures related to monthly net capital and recordkeeping and directs clients to its ADV disclosures for more detail. The firm also publishes regular newsletters/blogs (often weekly) and hosts no‑cost educational seminars and workshops — features that are uncommon among similar supported firms — and retains long‑standing client relationships and flexible engagement options such as subscription and hourly consulting.

Client services

Financial planning Portfolio management Newsletters or periodicals Educational seminars or workshops

Expertise

Wealth management ESG / Sustainable investing

Occupation focus

Executive Doctor or Medical Professional Founder/Business Owner

Demographic focus

Women Professionals Young Professionals Retired

Fee options

Fixed

Financial planning fees range from $1,250 to $10,000; Planning review fees range from $1,250 to $5,000

Percentage

$0+: 1.0% per year for basic portfolio management service level $0+: 1.3% per year for full wealth management platform service level $0+: 0.50% to 1.0% per year for discretionary held away investment advisory services

Project-based

$250 per hour

Subscriptions

Subscription fee of $1,000 annually ($250 quarterly) for clients with less than $100,000 in RAUM until asset value reaches $100,000

Other

Fee-only: Fees based on assets under management and/or fixed fees; no commissions received for product sales; hourly and fixed fee options available

Main office location

WorthWhile Wealth Council

508 Princeton Rd, Suite 301

Johnson City TN 37601, United States

Number of offices

Most active in

Arizona · North Carolina · Tennessee · Virginia

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Instagram YouTube Website (423) 610-0099

Advisors at this firm

Phillip W

CFP®, Series 65

Johnson City, TN

WorthWhile Wealth Council

Phillip Worley is a CFP® and Series 65 credentialed advisor with WorthWhile Wealth Council, bringing three years of industry experience. He has worked at WorthWhile Wealth since 2026 and has been with WorthWhile Wealth Council since 2020. Prior to his advisory career, he was employed at East Tennessee State University from 2014 to 2020. WorthWhile Wealth Council is a fee-only wealth management firm serving individuals, high earners, high net worth clients, foundations, and retirement plan sponsors and participants. The firm manages approximately $63.7 million across about 179 client households, offering integrated financial planning, discretionary portfolio management, and advice for held-away accounts with a focus on strategic, globally diversified multi-asset-class allocation.

Wealth management ESG / Sustainable investing Executive Doctor or Medical Professional Founder/Business Owner Women Professionals Young Professionals Retired

David M

CFP®, Series 63

Johnson City, TN

WorthWhile Wealth Council

David Maurice is a CFP® with 33 years of industry experience, currently serving as an advisor at WorthWhile Wealth Council. He has worked at Wealthwise Inc since 2002 and at 508 Princeton Road since 2022. WorthWhile Wealth Council is a fee-only wealth management firm serving individuals, high earners, people of high net worth, foundations, and retirement plan sponsors. The firm emphasizes a strategic, globally diversified multi-asset-class investment approach primarily using mutual funds and ETFs, combined with financial planning, discretionary portfolio management, and client education.

Wealth management ESG / Sustainable investing Executive Doctor or Medical Professional Founder/Business Owner Women Professionals Young Professionals Retired

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