WorthWhile Wealth Council
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
WorthWhile Wealth Council serves individual clients — including high‑net‑worth households — as well as retirement plan sponsors, trusts, and small foundations, providing integrated wealth management, financial planning, and discretionary portfolio management as a fee‑only fiduciary. The firm also offers held‑away advisory services for employer retirement plans, certain annuities and 529 platforms, and provides limited‑scope advice when full account transfer is impractical.
The firm implements a strategic, global multi‑asset allocation process documented in customized investment policy statements and typically executed with mutual funds and ETFs, with routine monitoring and rebalancing. Client engagement emphasizes education and behavioral‑finance coaching, regular performance reporting, and the availability of impact‑investment screening tools upon request.
WorthWhile discloses a consent order dated August 30, 2023 concerning inadvertent failures related to monthly net capital and recordkeeping and directs clients to its ADV disclosures for more detail. The firm also publishes regular newsletters/blogs (often weekly) and hosts no‑cost educational seminars and workshops — features that are uncommon among similar supported firms — and retains long‑standing client relationships and flexible engagement options such as subscription and hourly consulting.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning fees range from $1,250 to $10,000; Planning review fees range from $1,250 to $5,000
$0+: 1.0% per year for basic portfolio management service level $0+: 1.3% per year for full wealth management platform service level $0+: 0.50% to 1.0% per year for discretionary held away investment advisory services
$250 per hour
Subscription fee of $1,000 annually ($250 quarterly) for clients with less than $100,000 in RAUM until asset value reaches $100,000
Fee-only: Fees based on assets under management and/or fixed fees; no commissions received for product sales; hourly and fixed fee options available
Main office
508 Princeton Rd, Suite 301
Johnson City TN 37601
Advisors at this office
2
Most active in
Arizona · North Carolina · Tennessee · Virginia
Also doing business as
Carrier & Maurice Investment Advisors · Carrier, Maurice & Webb Wealth Advisors · Wealth Wise, Inc. · Wealthwise, Inc. · Worthwhile Wealth Council
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Phillip W
CFP®, Series 65
Johnson City, TN
WorthWhile Wealth Council
Phillip Worley is a CFP® and Series 65-registered advisor with WorthWhile Wealth Council, based in Johnson City, TN, and has four years of industry experience. He has been with WorthWhile Wealth Council since 2020 and previously worked at Worthwhile Wealth. Prior to his advisory career, he was employed at East Tennessee State University for six years. WorthWhile Wealth Council serves individual clients, including high-net-worth households, retirement plan sponsors, trusts, and small foundations by providing integrated wealth management, financial planning, and discretionary portfolio management as a fee-only fiduciary. The firm uses a strategic, global multi-asset allocation approach and offers client education, behavioral-finance coaching, and impact-investment screening tools.
David M
CFP®, Series 63
Johnson City, TN
WorthWhile Wealth Council
David Maurice is a CFP® with 33 years of industry experience, currently serving as an advisor at WorthWhile Wealth Council. He has worked at Wealthwise Inc since 2002 and at 508 Princeton Road since 2022. WorthWhile Wealth Council is a fee-only wealth management firm serving individuals, high earners, people of high net worth, foundations, and retirement plan sponsors. The firm emphasizes a strategic, globally diversified multi-asset-class investment approach primarily using mutual funds and ETFs, combined with financial planning, discretionary portfolio management, and client education.
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