A complete list of active advisors currently associated with Worthy Financial Services

Warmer can help you find a great advisor at Worthy Financial Services or one who fits your needs even better.

Worthy Financial Services is an independent, single‑advisor registered investment adviser that provides fee‑based discretionary investment advice and portfolio management to individuals, high‑net‑worth individuals, trusts, estates, charitable organizations, corporations and business entities. The firm also offers fixed‑fee consulting and financial planning services, including retirement and education planning, estate analysis, life‑insurance review, cash‑flow and budgeting analyses. The adviser uses a mix of charting, fundamental, technical and cyclical analysis and implements long‑term and short‑term trading as well as option‑writing strategies (including covered and uncovered options). Accounts are managed on a discretionary basis within client‑specified objectives, with ongoing monitoring and at least quarterly reviews and custodial statements provided directly by the custodian. Noteworthy for a firm of its size, the principal maintains separate licensed insurance and tax‑preparation activities that the brochure discloses consume about five hours per month each and represent roughly five percent of annual compensation, a potential conflict the firm addresses in its disclosures and Code of Ethics. The firm also provides discretionary allocation recommendations for assets held inside variable annuity products and employer‑sponsored retirement plans, and manages approximately $28.1 million in discretionary assets while operating as a solo practitioner.

To learn more about the advisors currently working at Worthy Financial Services, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Joseph Worthy	Westminster, MD	22

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

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