WPM Wealth Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
WPM Wealth Advisors LLC provides discretionary portfolio management and financial planning services to individual and high‑net‑worth clients, and it sponsors a wrap fee program in which it acts as both sponsor and portfolio manager. Financial planning is offered at no additional fee, and wrap program accounts are charged a single bundled advisory fee that the firm uses to cover transaction costs.
The firm documents client goals and risk tolerances in individualized Investment Policy Statements and employs a broad set of analytical methods—fundamental, technical, quantitative, cyclical analysis and modern portfolio theory—while implementing strategies that range from long‑term investing to short sales, options, margin and other leveraged approaches. WPM recently updated its brochure to disclose use of inverse and leveraged ETFs and leveraged mutual funds, and it manages wrap accounts on a discretionary basis without engaging outside managers.
Noteworthy distinctions relative to many peers include WPM’s role as sole wrap program sponsor/portfolio manager and its staff affiliations with insurance and accounting activities, which the firm discloses as potential conflicts of interest. The brochure also discloses a past regulatory proceeding (2008) involving a firm principal, a fact that prospective clients may consider alongside the firm’s use of complex and leveraged investment products.
Client services
Expertise
Fee options
0.00% - 3.00% annually (negotiable, final fee memorialized in advisory agreement)
Main office
63 Putnam Street
Saratoga Springs NY 12866
Advisors at this office
3
Most active in
California · Florida · Massachusetts · New Hampshire · New York · Texas
Also doing business as
Wcm Wealth Advisors LLC · Wpm Wealth Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Sandy M
Series 63
Saratoga Springs, NY
WPM Wealth Advisors LLC
Sandy Moi is a financial advisor with WPM Wealth Advisors LLC in Saratoga Springs, NY, holding a Series 63 designation and 28 years of industry experience. Prior to joining WPM Wealth Advisors in 2023, she spent over two decades with Avantax Investment Services, Inc. and Avantax Advisory Services. Outside of her advisory role, Sandy manages an accounting and insurance brokerage firm, Sandy S. Moi, CPA LLC. WPM Wealth Advisors LLC provides discretionary portfolio management and financial planning services to individual and high-net-worth clients, offering a wrap fee program that covers advisory and transaction costs. The firm uses a variety of analytical methods and strategies, including leveraged and inverse investment products, while managing wrap accounts on a discretionary basis without outside managers.
William G
Series 63, Series 66
Saratoga Springs, NY
WPM Wealth Advisors LLC
William Gamello is a financial advisor with WPM Wealth Advisors LLC in Saratoga Springs, NY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His prior work includes roles at Dinosaur Financial Group and DLG Wealth Management. Outside of advising, he manages an apartment rental business. WPM Wealth Advisors LLC provides discretionary portfolio management primarily to individual and high-net-worth clients through a firm-sponsored wrap fee program. The firm employs a multi-disciplinary investment approach that incorporates various analytical methods and strategies, ranging from long-term investing to short-term trading.
Manuel C
CFP®, Series 66
Saratoga Springs, NY
WPM Wealth Advisors LLC
Manuel Choy is a CFP® with 24 years of industry experience and currently serves at WPM Wealth Advisors LLC. He has held roles at Dinosaur Financial Group LLC and DLG Wealth Management among others. Outside of advisory work, he is involved in managing personal summer vacation rental properties. WPM Wealth Advisors LLC provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm sponsors a wrap fee program for which it acts as both sponsor and portfolio manager, employing a range of analytical methods and investment strategies that include long-term investing and leveraged approaches.
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