Xception Family Office

Xception Family Office provides wealth management and comprehensive financial planning to a small, predominantly high‑net‑worth client base, advising roughly 28 clients with about $189.3 million in discretionary assets. Services described in the brochure include discretionary portfolio management, tax and estate planning support, trust and fiduciary services, cash flow forecasting, and family‑office coordination such as manager due diligence and alternative investment administration.

The firm’s investment approach centers on asset‑allocation driven portfolios built from a blend of passive vehicles and selected third‑party managers, guided by 10‑year forward‑looking capital market assumptions and quantitative due diligence. Xception also integrates non‑correlated and alternative exposures — including private placements, structured products, REITs, MLPs, and case‑by‑case options strategies — and provides ongoing monitoring of independent managers.

Xception’s regulatory disclosures highlight features that distinguish it from many peers: certain associated persons engage in attorney work through a disclosed legal firm (Kan & Clark LLP) and principals maintain outside relationships with a FINRA‑registered broker‑dealer and another registered adviser, arrangements the firm says it monitors for conflicts. The brochure also notes that some associates serve as trustees for client accounts (which creates limited custody considerations) and that the firm typically operates with a small advisory team and a $5 million account threshold, reflecting a concentrated family‑office model.