Xpotential Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Xpotential provides discretionary portfolio management to individuals (including high‑net‑worth clients), trusts, estates, small businesses, foundations, and retirement plans, and also delivers non‑discretionary 401(k) plan services and a treasury management offering for clients needing sizable short‑term cash reserves. These services are the firm’s primary business, supplemented by an executive search practice for corporate and technology clients.
The firm constructs globally diversified portfolios primarily from low‑cost index funds and ETFs and combines strategic asset allocation with a tactical overlay that seeks to shift allocations across economic cycles. Portfolio construction incorporates quantitative risk‑management tools and proprietary rebalancing, with an investment committee responsible for formulation and execution.
Distinctive features include the concurrent executive‑search business focused on technology firms and a treasury management program that ladders U.S. Treasury bills to match client cash flows and to provide near‑term liquidity through custodial margin capabilities. Xpotential is employee‑owned, its principals hold advanced industry credentials, it aggregates trades and uses automated custodial platforms for daily reporting and billing, and it receives no third‑party compensation while leaving proxy voting to clients.
Client services
Expertise
Occupation focus
Fee options
$0+: Up to 1.0% annually (maximum fee) +: Strategic Asset Allocation at 0.5% annually +: 401k program 0.5% annually, with some as low as 0.35% +: Treasury Management program 0.25% annually
Account minimum: $1,000,000 Minimum fee: $1,000 annualized minimum fee Fee-only: All fees are fee-only; no commissions accepted
Main office
See office1200 Morris Turnpike, Suite 3005
Short Hills NJ 07078
Advisors at this office
2
Offices (2)
Most active in
New Jersey · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
James L
Series 65
New Providence, NJ
Xpotential Inc.
James Lovas is a financial advisor at Xpotential Inc. with 10 years of industry experience. He holds a Series 65 designation and has previously worked at Family First Firm, Friday Engineering, and Synopsys Inc. Xpotential Inc. provides discretionary portfolio management to a range of clients including individuals, trusts, estates, foundations, and small businesses. The firm employs globally diversified portfolios using low-cost index funds and ETFs, combining strategic asset allocation with tactical risk adjustments, and offers specialized services such as Treasury Management and 401(k) plan-level management.
Vincent S
Series 65
Short Hills, NJ
Xpotential Inc.
Vincent Schott is a Series 65-licensed advisor at Xpotential Inc. with 15 years of industry experience. He has been with Xpotential since 1999. Outside of his advisory role, he consults part-time for Phoenix Merchant Services, monitoring the performance of an outsourced wholesale payment processor. Xpotential provides discretionary portfolio management to a diverse client base, including individuals, trusts, foundations, and institutions. The firm employs globally diversified portfolios using low-cost index funds and ETFs, with a combination of strategic asset allocation and tactical risk adjustments.
Daniel O
CFA®, Series 65
Short Hills, NJ
Xpotential Inc.
Daniel O'Donnell is a CFA® charterholder and Series 65 licensed advisor with 15 years of industry experience. He has been with Xpotential Inc. since 1999. Outside of his advisory role, he serves as an independent director on the board of Informetric Systems Inc., a software company focused on manufacturing automation. Xpotential Inc. provides discretionary portfolio management to individuals, trusts, foundations, small businesses, pensions, and other institutions. The firm uses globally diversified portfolios with low-cost index funds and ETFs, applying both strategic asset allocation and tactical overlays to manage risk and liquidity according to client objectives.
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