Y2K Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Y2K Financial LLC provides financial planning and investment consultation to individual clients, including high‑net‑worth individuals, covering areas such as cash‑flow analysis, retirement and education planning, tax and estate strategies, risk management, and divorce planning. The firm’s brochure states it does not provide ongoing, continuous supervision of investment accounts and does not serve as a portfolio manager or sponsor a wrap fee program.
When offering investment advice, Y2K relies on fundamental analysis and a Modern Portfolio Theory framework combined with a Core + Satellite approach, emphasizing globally diversified, tax‑efficient, low‑cost vehicles with selective active or legacy satellite holdings. Deliverables are written plans and allocation guidance rather than trading or custody: clients implement recommendations through custodians of their choice and the firm does not execute client trades.
Distinctive aspects noted in the brochure include that the firm is a single‑advisor practice formed in 2020 with no reportable assets under management, and the principal concurrently works as an IT systems architect at Bank of America, a role the firm says occupies a substantial portion of his time. The firm also discloses it does not accept commissions, 12b‑1 or performance‑based fees and conducts advisory work on an engagement basis rather than managing discretionary AUM.
Client services
Financial planning
Expertise
General retirement planning
Cash flow / budgeting
Divorce financial planning
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
$150 per hour, billed in 15-minute increments
Fee-only: $150 per hour, billed in 15-minute increments
Main office location
Y2K Financial LLC
Frisco TX, United States
Number of offices
1
Most active in
Y2K Financial LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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