Y2K Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Y2K Financial LLC provides financial planning and investment consultation to individual clients, including high‑net‑worth individuals, covering areas such as cash‑flow analysis, retirement and education planning, tax and estate strategies, risk management, and divorce planning. The firm’s brochure states it does not provide ongoing, continuous supervision of investment accounts and does not serve as a portfolio manager or sponsor a wrap fee program.
When offering investment advice, Y2K relies on fundamental analysis and a Modern Portfolio Theory framework combined with a Core + Satellite approach, emphasizing globally diversified, tax‑efficient, low‑cost vehicles with selective active or legacy satellite holdings. Deliverables are written plans and allocation guidance rather than trading or custody: clients implement recommendations through custodians of their choice and the firm does not execute client trades.
Distinctive aspects noted in the brochure include that the firm is a single‑advisor practice formed in 2020 with no reportable assets under management, and the principal concurrently works as an IT systems architect at Bank of America, a role the firm says occupies a substantial portion of his time. The firm also discloses it does not accept commissions, 12b‑1 or performance‑based fees and conducts advisory work on an engagement basis rather than managing discretionary AUM.
Client services
Expertise
Fee options
$150 per hour, billed in 15-minute increments
Fee-only: $150 per hour, billed in 15-minute increments
Main office
Frisco TX
Advisors at this office
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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