Yaish Financial

Yaish Financial provides portfolio management, financial planning, and pension consulting to a mix of individual and institutional clients, including high‑net‑worth individuals, pension and profit‑sharing plans, trusts, charitable organizations, and corporate entities. Services range from ongoing discretionary portfolio management supported by written Investment Policy Statements to financial planning and qualified plan support such as fund selection, managed model portfolios, and participant education.

The firm’s investment approach is grounded in modern portfolio theory and implemented largely through passively managed, asset‑class model portfolios—primarily using institutional Dimensional Fund Advisors mutual funds—across five risk mandates from Income to Aggressive Growth, with occasional use of laddered bond strategies and customized allocations. Accounts are typically managed on a discretionary basis, and the firm uses third‑party back‑office services for trading and fee processing and custodial relationships that provide institutional trading and reporting capabilities.

Distinctive for a firm of its size (about $18 million in AUM across roughly 45 client relationships) is a formal pension consulting practice that can include acting as a 3(38) fiduciary, offering managed portfolios to plan sponsors, and delivering participant education and enrollment support—services that are relatively uncommon among independent advisers. The brochure also discloses that the firm’s principal engages in outside activities (commissionable life insurance sales and a media/education business), which are noted as potential sources of conflicts of interest and are disclosed to clients.