Yearwood Financial

Yearwood Financial provides fee-only comprehensive and project-based financial planning and discretionary or non-discretionary investment management to individuals, high-net-worth clients, and charitable organizations. The firm offers ongoing plan monitoring and investment oversight, and generally expects accounts to meet a stated $200,000 minimum, which may be waived on a case-by-case basis.

The firm documents client objectives in an Investment Policy Statement and implements strategies that combine passive and active managers, fundamental analysis, and mutual fund/ETF selection; it may also allocate portions of portfolios to outside managers when appropriate. Trades and custody are executed through an institutional platform, accounts are reviewed quarterly, and clients receive plan deliverables and custodian statements rather than proprietary performance reports.

Notably, Yearwood Financial explicitly includes charitable organizations among its client types and provides institutional-style portfolio management despite being a newly registered, small independent firm with no assets under management at the time of filing — a combination that is less common among peers. The firm’s principal brings prior institutional asset-management experience and professional credentialing to its advisory process and follows a written code of ethics and fiduciary standards; the brochure also discloses that the firm does not aggregate client trades and does not vote client proxies.