Yields For You, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$15,641,622
Clients
28
Advisors
2
of 2 employees
About
The firm provides investment management and comprehensive financial planning primarily to individual clients, including high‑net‑worth households, and also offers consulting to institutions and family offices as described in its brochure. In addition to one‑on‑one advice, the firm runs group coaching programs and public seminars that are described as educational in nature.
Its investment approach blends modern portfolio theory with both passive and active strategies and may incorporate technical and cyclical analysis, third‑party managers, and separately managed accounts for options and derivatives overlays. The brochure discloses the firm uses artificial intelligence tools to support research, meeting preparation, and back‑office functions, with human review of AI outputs before client recommendations are made.
Noteworthy aspects highlighted in the disclosure include that the firm’s principal acts as a financial sponsor and portfolio manager for exchange‑traded funds that the firm may recommend, a relationship the brochure describes along with conflict‑mitigation practices and a disclosure that these outside activities occupy a substantial portion of the principal’s time (approximately 50% of normal trading hours). The firm also advertises hypothetical performance in its materials and actively offers structured seminars and group coaching—features that the brochure and industry context identify as uncommon among similarly supported firms.
Client services
Expertise
Occupation focus
Fee options
0.20% to 2.5% annually (negotiable, tiered based on assets and services)
$400 per hour for financial planning, negotiable
Fixed monthly or quarterly fees for ongoing financial planning (amount negotiable)
Minimum fee: $5.00 per month technology fee per account, max charged regardless of account value; up to $50 account closing fee for accounts over $1,000 if not given 30 days notice Fee-only: Project-based financial planning fees up to $10,000 per engagement; Hourly financial planning fees of $400 per hour (negotiable)
Main office
445 Broad Hollow Road, #25
Melville NY 11747
Advisors at this office
2
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Yehoshua S
ChFC®, Series 65
Melville, NY
Yields For You, LLC
Yehoshua Sternbach is a ChFC® credentialed financial advisor with nine years of industry experience. He is the principal of Yields For You, LLC and also holds roles at Teucrium Investment Advisors LLC and Yields for You Fund Management, Inc., where he provides marketing and consulting services to ETFs and money managers. Sternbach has experience subcontracting as a CTO for advisory platforms. Yields For You, LLC is an independent investment adviser managing approximately $10.8 million for individual and institutional clients. The firm provides investment management, financial planning, group coaching, and educational seminars, using a combination of passive and active strategies tailored to client goals and risk tolerance.
Chaya S
Series 65
Melville, NY
Yields For You, LLC
Chaya Sternbach is a financial advisor at Yields For You, LLC with a Series 65 credential. She has been with the firm since 2024 and has prior experience in healthcare, legal, and landscaping sectors. Yields For You, LLC provides investment management and comprehensive financial planning primarily to individual clients, including high-net-worth households, as well as consulting to institutions and family offices. The firm combines modern portfolio theory with both passive and active strategies and employs artificial intelligence tools to support its research and client services.
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