Young Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Young Financial Planning is a fee-only independent investment adviser serving individual and high‑net‑worth clients with discretionary and non‑discretionary portfolio management and both ongoing and project‑based financial planning. The firm charges percentage‑of‑AUM advisory fees and implements model portfolios through custodial platforms.
The firm builds client‑specific investment policies guided by asset allocation and Modern Portfolio Theory, using a mix of passive and active vehicles and, when suitable, subscribing to third‑party model marketplaces and sub‑advisors. Financial planning engagements cover retirement, tax planning, estate planning, business planning, employee benefits, and cash‑flow analysis, delivered either as an ongoing advisory relationship or as a limited‑scope project.
Noteworthy aspects include the firm’s small scale — a single‑advisor practice with roughly $4.2 million in assets under management and a very limited client base — and disclosed related business activities: a principal holds an active insurance license but the brochure states they no longer sell insurance or are affiliated with insurers, and management persons have ownership in a separate tax preparation firm, a relationship the brochure identifies as a potential conflict of interest. The firm also emphasizes use of institutional custodial platforms (Altruist and Schwab) and their model marketplaces and technology integrations when sourcing model portfolios and executing client services.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Project-Based Financial Planning fixed fees range between $1,000 and $10,000
$0 - $1,000,000: 0.80% $1,000,001 - $5,000,000: 0.60% $5,000,001+: 0.40%
Project-Based Financial Planning hourly rate $300
Minimum fee: Ongoing Financial Planning initial fee up to $500; recurring quarterly fees from $250 to $2,000 (negotiable) Fee-only: YWP is a fee-only firm; no commissions or sales-related compensation
Main office
Lafayette CO
Advisors at this office
1
Most active in
Colorado
Also doing business as
Young Financial Planning · Young Wealth Partners · Young Wealth Partners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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