Your Capital Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$60,851,431
Clients
332
Advisors
1
of 2 employees
About
The firm provides financial planning and discretionary investment management to individuals — including high-net-worth clients — as well as business clients and retirement plan sponsors. Services include comprehensive wealth management, standalone financial planning, and business retirement plan advisory, delivered on a fee-only, fiduciary basis and without selling commissioned products.
The firm’s investment approach emphasizes long-term, value-oriented allocations implemented primarily through low-cost exchange-traded funds, mutual funds, and individual stocks, with client-specific investment policy statements that reflect risk tolerance and goals. Engagements begin with a complimentary introductory review and include regularly scheduled meetings plus additional face-to-face, email, and phone consultations to monitor accounts and implement recommendations.
Noteworthy operational features include an unusually high client load for a firm of its advisor size — a single advisor relationship covering roughly 332 clients and about $61.5 million in assets — and the use of client education (seminars or workshops) alongside routine client communications to support service delivery at scale. The brochure also discloses atypical internal practices, such as applying household loyalty discounts and a stated expectation that family members contracting with the firm hold recommended equities.
Client services
Expertise
Occupation focus
Fee options
Fixed fee for financial planning services; amount based on plan complexity
Year 1 - Year 1: 1.00% Year 2 - Year 2: 0.95% Year 3 - Year 3: 0.90% Year 4 - Year 4: 0.85% Year 5 - Year 5: 0.80% Year 6 - Year 6: 0.75% Year 7 - Year 7: 0.70% Year 8 - Year 8: 0.65% Year 9 - Year 9: 0.60% Year 10 - Year 10: 0.55% Year 11+: 0.50%
Minimum fee: Business Retirement Plan minimum annual fee of $500.00 Fee-only: Fixed fee for financial planning based on complexity; fees are negotiable
Main office
163 Stratford Ct. Ste. 140
Winston Salem NC 27103
Advisors at this office
1
Most active in
North Carolina
Also doing business as
Ycf · Your Capital · Your Capital Financial · Your Capital Financial LLC · Your Capital Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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