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The firm provides discretionary investment management together with ongoing, project-based, and hourly financial planning services for individuals and employer plan sponsors. It also offers employee benefit plan advisory, develops written financial plans, and monitors implementation and annual updates.

Investment advice is primarily passive and grounded in Modern Portfolio Theory, with portfolios built from index mutual funds and ETFs and rebalanced as market conditions warrant; the adviser requires discretionary trading authority to implement allocations that reflect each client’s goals and risk tolerance. Financial planning is delivered on an ongoing subscription or on a project/hourly basis, with periodic reviews and client follow-up built into the practice.

Distinctive aspects noted in the brochure include that the firm was recently formed and, as of the most recent filing, reports no assets under management or active client accounts, indicating an early-stage practice. The principal maintains a long-standing role in education while operating the advisory business; the firm recommends a specific custodian for client accounts, does not accept custody of client funds, does not vote client proxies, and discloses no performance-based fee arrangements or related-party conflicts.