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Your Path FI

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About

The firm provides wealth management and project‑based financial planning to individual and high‑net‑worth clients, combining ongoing investment management with one‑time or limited‑scope planning engagements. It operates as a fee‑only adviser and does not accept commissions for the sale of securities.

The firm’s investment approach emphasizes Modern Portfolio Theory and strategic asset allocation, with a tilt toward passive implementation using mutual funds and ETFs while offering socially responsible investing options when requested. Portfolios are managed on a discretionary basis, reviewed quarterly, and the firm relies on third‑party research and an independent custodian to support investment decisions.

Noteworthy aspects include a billing model built around recurring fixed fees and project or hourly planning rather than a traditional percentage‑of‑assets fee, and a recent material change noting the founder is no longer affiliated as a financial planner with an outside advisory firm (Item 2). With roughly eleven client relationships and about $27 million in assets under management, the firm’s small client base and the principal’s prior roles at multiple advisory firms suggest a focus on individualized, higher‑net‑worth engagements.

Client services

Financial planning Portfolio management

Expertise

Retirement income strategy Business ownership considerations General estate planning guidance

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Fee options

Fixed

Initial fee for comprehensive financial plan: $500 - $5,000; Project-Based Financial Planning fixed fees: $1,500 - $10,000

Project-based

$300 per hour for Project-Based Financial Planning

Other

Minimum fee: $825 - $1,675 per month or $2,475 - $5,025 per quarter for ongoing wealth management services Fee-only: Wealth Management Services and Project-Based Financial Planning fees are paid directly by clients; no commissions are accepted.

Main office

West Chester PA

Advisors at this office

1

Most active in

Pennsylvania

Also doing business as

Your Path Fi · Your Path Fi, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Ryan L

CFP®

West Chester, PA

Your Path FI

Hi! I’m Ryan Langan, a CERTIFIED FINANCIAL PLANNER™, and the Founder of Your Path Fi, a fee-only financial planning and investment management firm. I help pre-retirees and retirees gain financial clarity, use their money to live impactful lives, and create their unique path through retirement. We are proud to be different from your typical financial advisor. ✅ Retirement Planning Focus: We don’t take a generalist approach. Retirement planning is our specialty as we focus on helping you reach retirement and make the most of your retirement. ✅ Tax Planning: Many advisors avoid tax planning. We understand the importance of tax planning as part of your overall plan, and we use our extensive tax background to incorporate tax efficiency and minimization into your plan. We also handle the preparation of your income tax returns. ✅ Transparent Fees: We love transparency, and you deserve to know what you are paying your advisor. We are proud to be fee-only, meaning we do not sell products or receive commissions. Our sole source of revenue is from the planning advice we provide you. We charge a flat annual planning fee that is not a percentage of your investment assets. ✅ Independent: We are not associated with any bank, brokerage, or insurance company. This allows us to offer true holistic financial advice without following a corporate agenda that restricts us or pressures us to provide advice only in certain areas. ✅ Proactive & Deep Relationships: You are not just an account number or investment portfolio balance. We believe true retirement planning starts with defining and understating your purpose, and we are genuinely interested in helping you define your purpose. We intend to serve a limited number of individuals/couples, allowing us to deliver a highly personal and proactive planning relationship. ✅ Virtual: We are located in the suburbs of Philadelphia, Pennsylvania, but we can work virtually with anyone in the U.S.

General retirement planning General tax planning Christian Faith Based Baby Boomers (Born 1946-1964)
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