Yu Financial Advice, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Yu Financial Advice offers financial planning and advisory services to individual clients, delivering written comprehensive plans and project-based consulting that address cash flow, retirement, insurance, tax strategies, estate planning, and college savings. The brochure states the firm does not provide investment management services and reports no assets under management.
The firm emphasizes client education and uses a suitability questionnaire to tailor plans, with ongoing monitoring and periodic reviews for clients who enroll in continuing services; clients generally implement investment transactions themselves, though the adviser may assist with execution on request. Investment recommendations emphasize passive, low-cost index funds and ETFs and an asset-allocation approach intended to balance correlation, risk, and return.
Notable differences from many peers include the firm’s billing model—it charges hourly, fixed-project, and ongoing monthly fees rather than percentage-of-AUM arrangements—and its stated policy of receiving no commissions or third‑party compensation and not taking custody of client assets. The brochure also discloses that the firm’s principal devotes part of their time to a separate publishing and financial-education activity and describes practices to mitigate conflicts, such as restrictions on same-day personal trading of recommended securities.
Client services
Expertise
Fee options
Fixed project fees ranging from $1,500 to $5,500; ongoing monthly fees ranging from $150 to $999; engagement fees from $1,500 to $5,500 depending on scope.
$250 per hour with a one-hour minimum.
Main office
400 Chesterfield Center Suite 400
Chesterfield MO 63017
Advisors at this office
1
Most active in
California · Missouri
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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