A complete list of active advisors currently associated with Z Advisory Innovations

Warmer can help you find a great advisor at Z Advisory Innovations or one who fits your needs even better.

Z Advisory Innovations provides portfolio management and tailored investment services to individuals, high‑net‑worth clients, and business entities. As of January 9, 2026 the firm reports managing approximately $13,640,000 in client assets across about 61 client relationships, and it operates on a non‑discretionary basis while charging asset‑based fees billed monthly. The firm builds and monitors model portfolios using a combination of tactical asset allocation and fundamental analysis, with periodic rebalancing driven by market conditions and client circumstances. Recommended investments include mutual funds, ETFs (including Bitcoin ETFs), stocks, bonds, options, closed‑end funds and alternative investments, reflecting an openness to crypto ETF exposure and other nontraditional instruments. What distinguishes the firm from many peers is its primarily non‑discretionary management style (a relatively uncommon practice among similar advisers) and the fact that its owners are licensed insurance agents who may recommend insurance products and receive commissions, a disclosed conflict the brochure says is mitigated through policies and client disclosure. The firm also discloses its use of Charles Schwab for custody and a range of operational support services that benefit the firm and could create additional conflicts of interest.

To learn more about the advisors currently working at Z Advisory Innovations, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.