Zen Horizon
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About
Zen Horizon Planning LLC is a fee‑only registered investment adviser that provides financial planning services to individuals and high‑net‑worth clients through both ongoing and project‑based engagements. The firm does not provide investment management, does not manage client assets, and does not accept custody of client funds.
In financial planning engagements the firm produces written plans and may address business planning, retirement, tax strategies, estate planning, college savings, and cash‑flow analysis, tailoring recommendations to client objectives and allowing client‑imposed restrictions in writing. Although the brochure describes methods such as fundamental and technical analysis and mutual fund/ETF review when making recommendations, the adviser does not execute trades on clients’ behalf, so clients implement recommendations and select custodians.
Zen Horizon is newly formed and currently reports no registered advisors or clients, and its disclosure notes the firm’s principal maintains a separate full‑time quantitative research role outside the adviser. Uncommonly for firms in this category, the firm uses fixed fees for ongoing planning and hourly fees for project work, operates strictly on a fee‑only basis (receiving no commissions), and does not act as a private fund adviser or recommend other investment advisers.
Client services
Expertise
Fee options
Initial fee not greater than $500 for initial comprehensive financial plan in Ongoing Financial Planning
$150 per hour for Project-Based Financial Planning
Fee-only: Annual fixed fee ranging from $4,000 to $20,000 for Ongoing Financial Planning; Hourly rate of $150 for Project-Based Financial Planning
Main office
2222 W Grand River Ave, Ste A
Okemos MI 48864
Advisors at this office
1
Most active in
Michigan
Also doing business as
Zen Horizon · Zen Horizon Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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