San Diego, CA Office

Zermatt Wealth Partners is an SEC-registered, fee-only wealth advisory and investment management firm that provides personalized wealth planning and portfolio management to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. Its brochure states the firm manages roughly $116 million in client assets and delivers both discretionary and non‑discretionary investment supervisory services as well as hourly and flat-fee planning engagements.

The firm describes an asset-allocation–driven approach that tailors portfolios to each client’s objectives, risk tolerance, tax situation and time horizon, using third‑party research and, when appropriate, outside managers and custodial platforms. Zermatt presents itself as a fiduciary that does not custody client assets, documents retirement-account recommendations in writing under ERISA where applicable, and conducts periodic quarterly reviews and reporting.

A noteworthy feature disclosed in the brochure is that Zermatt operates under common ownership and control with other SEC‑registered advisory entities (including entities controlled by Zermatt Holdings), an affiliation that the firm identifies as creating potential conflicts and addresses through governance and a Code of Ethics. The brochure also highlights broader non‑securities planning services (business succession, estate and offshore planning) and use of custodial/platform services and managed‑account programs and research arrangements, which may distinguish it from many peers.