Zero Gravity Financial, LLC

Zero Gravity Financial provides comprehensive financial planning and related investment management to individual clients, select high‑net‑worth individuals, and business clients. Services include ongoing and hourly financial planning covering areas such as retirement, estate, tax and real estate planning, business planning, and implementation support through discretionary or non‑discretionary portfolio management.

The firm primarily follows a passive investment approach, constructing asset‑class portfolios using index mutual funds and ETFs and, when appropriate, implementing strategies via Betterment for Advisors or other third‑party managers. Advisors at the firm develop a client‑specific investment policy statement, conduct periodic reviews, and may be granted discretionary trading authority to align portfolios with each client’s objectives.

Noteworthy for an independent adviser, Zero Gravity does not use percentage‑of‑assets management fees and provides investment management alongside planning without an AUM‑based advisory charge; it also has the ability to debit fees and to use standing letters of authorization for transfers. The firm relies on custodial platforms that supply significant back‑office and practice‑support services (a disclosed potential conflict of interest), does not accept commissions from product providers, and leaves proxy voting responsibilities with clients.