Zolton Wealth

Zolton Wealth is a fee‑only, independent investment adviser that manages $41,002,535 in discretionary assets for a small client base of 14 clients, consisting of high‑net‑worth individuals and corporate or business clients rather than retail (non‑HNW) individual accounts. The firm offers discretionary wealth management and both ongoing and project‑based financial planning, advising on equities, bonds, mutual funds, ETFs, municipal securities, cash equivalents, and occasional alternative investments.

The firm’s investment process emphasizes asset allocation grounded in Modern Portfolio Theory and a combination of passive and active managers, supplemented by fundamental analysis; it can incorporate ESG/sustainability considerations when requested. Zolton Wealth implements client portfolios on a discretionary basis, conducts regular (quarterly) reviews, and tailors planning work to include business planning, cash‑flow, tax and estate considerations as part of its financial planning engagements.

Compared with many solo independent advisers, the firm’s client mix is notable for excluding lower‑net‑worth individual retail clients and for a concentrated roster of relationships, which produces a relatively high AUM per client. The firm is recently formed and underwent a legal name change, is led by a sole principal who holds CFP® credentials and a law degree, recommends Schwab and Altruist custodial platforms, does not aggregate client trades into block orders, and generally relies on custodian statements rather than producing separate firm‑generated performance reports.