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Zuma Wealth LLC

Updated today

Client AUM

$56,710,207

Clients

30

Advisors

1

of 1 employees

About

Zuma Wealth LLC provides integrated wealth management, combining discretionary investment management with financial planning and project-based planning services. The firm advises individuals and high-net-worth clients and also accepts nonprofit and charitable organizations, offering portfolio oversight and tailored financial plans with ongoing monitoring.

Its investment process blends fundamental and economic analysis with behavioral psychology, technical analysis, and modern portfolio theory to inform asset allocation and portfolio construction. Zuma Wealth executes long-term and short-term trades, uses options strategies, and may evaluate private investments, typically managing accounts under discretionary authority while accommodating client-imposed restrictions.

Notably, the firm includes nonprofit institutions among its client types and regularly offers no-fee educational workshops for clients and prospects—services that are uncommon among peers. It operates with institutional custodian relationships (primarily SchwabInstitutional), can establish standing letter-of-instruction transfer arrangements, and manages a modestly sized, boutique client base.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Options & derivatives strategies Private / alternative investments

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Fee options

Percentage

$0 - $1,000,000: 1.25% $1,000,001 - $5,000,000: 1.00% $5,000,001 - $7,000,000: 0.90% $7,000,001+: 0.85%

Other

Fee-only: Fixed fee of $3,000 for Project-Based Financial Planning, typically up to 10 hours over 1-3 months; fees negotiable and agreed upon in advance.

Main office

Malibu CA

Advisors at this office

1

Most active in

California · Texas

Also doing business as

Theresa Frances Spath · Zuma Wealth LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Terri S

CFP®, CFA®

Malibu, CA

Zuma Wealth LLC

You deserve to feel financially empowered. The problem can be that you feel overwhelmed, overlooked or underserved in your financial lives. Terri understands. It’s why she has taken all her experience over a quarter-century of bull and bear markets managing billions of dollars for hundreds of people to create Zuma Wealth. Zuma Wealth is a firm by women for women. We’ve busted the myth that women aren’t interested in money and wealth topics. Many women thirst for knowledge and continuously seek out opportunities to grow and learn in many areas. Terri understands! Terri’s clients recognize the value of a trustworthy partner and seek her out because she offers support, understanding and an attentive ear. Importantly, she provides tailored advice and guidance so clients achieve their unique aspirations, never the one-size-fits-all that defines the industry. A renowned expert, Terri is a regular guest on CNBC and Bloomberg, and a sought-after industry speaker. She has been interviewed and quoted in hundreds of publications and lauded for making complex concepts simple. Her real world expertise is rooted in a suite of top financial credentials: the CFA charter, the CFP® certification, an MBA in Finance from Columbia University and an AB in Economics with Honors from the University of Michigan. Terri started investing when her father introduced her to the concept of compound interest and she learned she could make money in her sleep.

Divorce financial planning Divorced Women Women Professionals
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