Aaron Coates

Henry Schacht is a CFA® charterholder and holds a Series 65 license with 23 years of industry experience. He has been involved with Schacht and Company, Inc. since 1995 and leads Schacht Value Investors, LLC since 2002. Outside of financial advising, he serves as a shareholder and advisor to a family-owned citrus production and sales business. Devotion Capital Management is an independent advisory firm providing discretionary investment management and continuous portfolio supervision for individuals, trusts, estates, and institutional clients. The firm follows a value-investing approach focused on fundamental analysis, intrinsic value estimation, and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with an emphasis on smaller and mid-cap companies.

I'm Brennan Vitali, the founder of Vitality Wealth Planning and a CERTIFIED FINANCIAL PLANNER professional. My family splits time between the U.S. and Costa Rica, and I built this firm specifically for families making that same transition. Most financial advisors have never handled a client leaving the country. I have. I know what it feels like to sit with the tax unknowns, the healthcare gap, the "are we making a huge mistake" feeling. That firsthand experience is why I focus exclusively on cross-border financial planning for Americans relocating to Costa Rica. My work covers the full picture: cross-border tax strategy, investment management across two countries, healthcare planning for the gap before CAJA eligibility, estate planning that works in both jurisdictions, and the sequencing of accounts and assets before, during, and after the move. As a fee-only fiduciary, I don't sell products. I charge for planning and advice. Whether you're in the early research phase or you've already booked the flight, I help you make confident financial decisions so you can focus on the life you're building abroad.

Stop Guessing. Start Planning. When it comes to money, there’s the strategic way—and then there’s every other way. Since 2010, our fee-only CFP® and CPA professionals have been helping clients build strategies and portfolios designed to meet long-term goals and simplify their financial lives. We’ve dedicated our careers to helping you define and execute the financial strategies that power your life. IFPS aims to serve as your trusted advisor, helping you craft a comprehensive and tax-efficient financial strategy that aligns with your values and life vision.

William Vail is a financial advisor at Integrity Wealth Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Integrity Wealth Advisors since 2022, alongside a concurrent role at Securities America beginning in 2019. Prior to his financial services career, he was employed at Millers Alehouse for 13 years. Integrity Wealth Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm employs a modern portfolio theory-based investment approach with a long-term horizon, utilizing ETF-based allocations and third-party sub-advisors such as SEI Investments Management Corporation.

Ronald Silverman is a CFP® with over 50 years of experience in financial advising. He is the president and sole advisor at Creative Financial Planning Advisors, Inc., an independent firm based in South Bend, Indiana. His prior experience includes roles at 2W Technologies and Capital Financial Services, and he also provides income tax consulting through his CPA practice. In addition to his advisory work, he serves as CFO and part-owner of a software company specializing in job cost accounting for manufacturing businesses. Creative Financial Planning Advisors, Inc. provides discretionary portfolio management primarily to medium- to high-net-worth individuals, family groups, trusts, IRAs, corporations, business entities, and not-for-profit organizations. The firm offers a range of financial planning services and utilizes fundamental analysis and third-party research to create individualized portfolios, incorporating mutual funds, ETFs, and alternative strategies as appropriate.

Edward Bails is a CFP® professional with 28 years of industry experience. He is the owner and president of B2 Financial, Inc., an insurance agency, and currently serves as the sole advisor at Fortified Wealth Advisors, LLC, where he has worked since 2024. His prior experience includes roles at Enlightened Finance LLC, AE Wealth Management, Securities America, Arbor Point Advisors, Private Advisor Group, and LPL Financial. Fortified Wealth provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term, fundamental analysis approach, utilizing a range of investment vehicles and integrates advisory services with affiliated insurance and tax/accounting offerings under common control.