Edward Anthony Bails

Henry Schacht is the sole advisor at Devotion Capital Management in Granger, Indiana, holding the CFA® designation and Series 65 license with 24 years of industry experience. He founded Schacht Value Investors, LLC in 2002 and has been involved with Schacht and Company, Inc. since 1995. Outside of financial advising, he is a shareholder and advisor to a family citrus production and sales business. Devotion Capital Management provides discretionary investment management and advisory services to individuals, trusts, estates, and institutional clients, managing approximately $38 million in assets. The firm employs a value-investing approach centered on fundamental analysis and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with internally generated research and low turnover.

Christopher Horoky is the principal of Horoky Private Wealth, LLC in South Bend, Indiana, with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Edward Jones, Howard Bailey Securities, and Uncharted Wave Wealth Advisors. Horoky Private Wealth, LLC is an independent firm providing discretionary portfolio management and retirement-account fiduciary services to individuals and high-net-worth clients. The firm combines fundamental analysis, modern portfolio theory, and quantitative methods in a long-term trading approach, offering customized investment solutions with a focus on mutual funds, equities, fixed income, ETFs, and insurance products.

I'm Brennan Vitali, the founder of Vitality Wealth Planning and a CERTIFIED FINANCIAL PLANNER professional. My family splits time between the U.S. and Costa Rica, and I built this firm specifically for families making that same transition. Most financial advisors have never handled a client leaving the country. I have. I know what it feels like to sit with the tax unknowns, the healthcare gap, the "are we making a huge mistake" feeling. That firsthand experience is why I focus exclusively on cross-border financial planning for Americans relocating to Costa Rica. My work covers the full picture: cross-border tax strategy, investment management across two countries, healthcare planning for the gap before CAJA eligibility, estate planning that works in both jurisdictions, and the sequencing of accounts and assets before, during, and after the move. As a fee-only fiduciary, I don't sell products. I charge for planning and advice. Whether you're in the early research phase or you've already booked the flight, I help you make confident financial decisions so you can focus on the life you're building abroad.

Stop Guessing. Start Planning. When it comes to money, there’s the strategic way—and then there’s every other way. Since 2010, our fee-only CFP® and CPA professionals have been helping clients build strategies and portfolios designed to meet long-term goals and simplify their financial lives. We’ve dedicated our careers to helping you define and execute the financial strategies that power your life. IFPS aims to serve as your trusted advisor, helping you craft a comprehensive and tax-efficient financial strategy that aligns with your values and life vision.

Aaron Coates is a CFP® with 20 years of industry experience, currently serving as the sole advisor at Relevant Financial Advisors LLC. His prior roles include positions at Valeo Financial Advisors, Relevant Financial Planning, and Compass Wealth Advisors. Relevant Financial Advisors provides independent financial planning and investment management for individuals, families, trusts, and retirement plans. The firm employs a core-and-satellite investment approach with discretionary portfolio management, uses third-party research, and occasionally incorporates options and derivatives strategies tailored to client risk profiles.

William Vail is a financial advisor with Integrity Wealth Advisors in Granger, Indiana, holding a Series 66 designation and seven years of industry experience. He has worked at Integrity Wealth Advisors since 2022 and has also been affiliated with Securities America since 2019. Vail has additional experience outside finance working for Millers Alehouse from 2009 to 2022. Integrity Wealth Advisors provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm utilizes a long-term, modern portfolio theory-based approach emphasizing ETFs and diversified asset allocations aligned with client risk tolerance.