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Abra Kramas

Advisor at Sequoia Financial Group, L.L.C.

Updated today

Location

Northfield, MN 55057

Credentials

CFP®, Series 63, Series 65

Industry experience

11 years

About

Abra Kramas is a CFP®-certified financial advisor with 11 years of industry experience. She is currently with Sequoia Financial Group, L.L.C., where she has worked since 2025. Prior to this, she spent seven years at Carlson Capital Management LLC and three years at Securian Financial Services, Inc. and Minnesota Life Insurance Company. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model allocations, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Client services

Based on Sequoia Financial Group, L.L.C.

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Sequoia Financial Group, L.L.C.

Private / alternative investments Business exit / sale strategy Business succession planning Charitable giving & philanthropy

Occupation focus

Based on Sequoia Financial Group, L.L.C.

Founder/Business Owner Executive

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Fee options

Fixed

Financial planning fees may be flat fees starting at $1,500 and up depending on plan type and complexity.

Project-based

Financial planning fees can be charged hourly based on scope and agreed in writing.

Performance-based

Performance fees charged for one private fund (Focus Fund) and a separate client account under legacy arrangements.

Subscriptions

Wealth Planning Services plan updates and monitoring fees may be fixed retainer fees; fees are negotiable and communicated in written agreements.

Other

Minimum fee: Wealth Planning Service Fees starting at $1,500 for Financial Independence Plan; up to $10,000 or negotiated for Wealth Management Plan; Trustee Support Services set-up fee up to $2,500

Location

11 Bridge Square

Northfield, MN 55057

Most active in

Minnesota

Work history

Sequoia Financial Group

2025 - Present (1 year)

Carlson Capital Management LLC

2018 - 2025 (7 years)

Securian Financial Services, Inc

2015 - 2018 (3 years)

Minnesota Life Ins Co

2015 - 2018 (3 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Scott D

Series 63, Series 65

Faribault, MN

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Passive / index investing Active portfolio management Options & derivatives strategies
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Bradley Schmitz is a financial advisor at Family Wealth Management in Elko, MN, holding Series 63 and Series 66 licenses with 16 years of industry experience. His prior roles include positions at FBL Marketing Services, FBL Financial Group, Old National Bank, LPL Financial LLC, and Scottrade Inc. Outside of advising, he is a part-time farmer managing 20 acres at his residence. Family Wealth Management provides investment advisory and qualified plan consulting services to individuals, families, trusts, businesses, charities, and employee benefit plans. The firm uses a proprietary methodology with diversified asset allocation and offers pension consulting, including ERISA fiduciary services and plan-level discretionary management.

Active portfolio management Tax-loss harvesting
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Wealth management Active portfolio management
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Elko New Market, MN

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Business ownership considerations College savings (529s, UTMA, etc.) Planning for children with special needs Founder/Business Owner Parents
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Series 63, Series 65

Dundas, MN

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Annuities Income planning Cash flow / budgeting
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Richard F

CFP®, Series 63, Series 65

Northfield, MN

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Richard Falck III is a CFP® professional with 35 years of experience in the financial services industry. He has worked at First Heartland Capital, Inc. since 2002. In addition to his advisory role, he serves on the Board of Directors for Merchant's Bank and participates in its Northfield Advisory Board. First Heartland Consultants, Inc. provides advisory services to a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm offers financial planning, model-based management for 401(k) accounts, and various asset management solutions through a network of independent investment adviser representatives.

Annuities Income planning Cash flow / budgeting
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