Alisa Epperson

John Kuykendall is a financial advisor with Gulfcoast Financial Services, Inc. in Lake City, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Gulfcoast Financial Services since 1992 and also leads Gulfcoast Tax Services, Inc. Outside of his advisory work, Kuykendall is involved in community organizations including the Rotary Club of Lake City, the Gideons, and professional groups focused on Christian financial consulting, and he is the author of an educational financial book. Gulfcoast Financial Services, Inc. provides investment management, asset allocation, and financial planning to individuals, trusts, and estates. The firm applies Modern Portfolio Theory to tailor portfolios according to client risk tolerance, offers discretionary and non-discretionary advisory services, and facilitates access to private investments through third-party sub-advisors.

Laura Thompson is a CFP® with 30 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2016. Prior to this, she worked for 21 years at Legend Equities Corporation. Outside of her advisory role, she is a certified yoga teacher and serves as Director of Finance on the board of Altrusa International of Lake City, a local service club. GWN Securities is an SEC-registered investment adviser and broker-dealer that manages approximately $3.65 billion across more than 37,000 client accounts. The firm provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, offering a range of investment programs including traditional asset allocation and legacy momentum-based strategies.

Herman Gunter IV is a CFP® professional with 24 years of experience in the financial services industry. He is affiliated with Independent Financial Partners and IFP Securities, LLC, and previously worked at LPL Financial. Outside of his advisory role, he serves as a board member for the Pregnancy Care Center, a nonprofit providing medical and counseling services to women in North Florida, and holds a position on the Suwannee County Republican Executive Committee. Independent Financial Partners is a nationwide network of independent Investment Adviser Representatives managing over $12.5 billion in assets. The firm offers a decentralized advisory model with a focus on retirement-plan advisory and pension consulting, serving individual, charitable, corporate, and high-net-worth clients.

Herman Gunter III is a financial advisor with Independent Financial Partners who holds the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including roles at LPL Financial and IFP Securities. Outside of his advisory work, he operates a retail business specializing in collectible firearms and serves as a presiding elder and volunteer worship leader at Covenant First Presbyterian Church in Live Oak, Florida. Independent Financial Partners is a nationwide enterprise serving individual, charitable, corporate, and high-net-worth clients through a network of independent advisors. The firm offers a decentralized advisory model with a strong focus on retirement-plan advisory and pension consulting services.

Tammy Hall is a financial advisor with Raymond James Financial in Lake City, FL, holding a PFS™ designation and Series 63 license. She has 27 years of industry experience, including over 17 years at Raymond James Financial. Outside of her advisory role, she serves as a Durable Power of Attorney for family members and holds a treasurer position with a local homeowners association. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipalities. The firm provides non-discretionary financial planning and investment consulting, emphasizing tailored strategies supported by firm research and an extensive affiliate network.

Charles Cowen Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2012. Outside of his advisory role, Cowen is a partner at an accounting firm and serves on the board and finance committee of the United Way of Suwannee Valley, as well as treasurer for the University of Florida Christian Campus House. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, leveraging a broad affiliate network and a distinctive advisory approach that often supports clients without delegating final decision authority.