Herman Gunter IV

Michael Jones is a CFP® professional with 11 years of industry experience, currently serving at PNC Wealth Management. His prior roles include positions at Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he operates Michael Jones Tutoring Services, a tutoring business unrelated to investment activities. PNC Wealth Management offers retail brokerage and advisory services focused on model-based investment programs, including an invitation-only digital discretionary offering for employees that uses algorithm-driven risk assessment and managed model portfolios.

Herman Gunter III is a financial advisor at Independent Financial Partners with 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes roles at IFP Securities, LLC and LPL Financial. Outside of his advisory work, he volunteers as a presiding elder conducting weekly worship services at Covenant First Presbyterian Church in Live Oak, FL. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm provides a decentralized advisory model with formal retirement-plan and pension consulting capabilities, serving a broad range of individual, charitable, corporate, and high-net-worth clients.

Seth Wilkins is a CFP® professional with six years of industry experience, currently serving at Edward Jones since 2019. Prior to joining Edward Jones, he worked at Symbotic LLC for two years and served in the United States Marine Corps for eight years. He is a board member of the City of Live Oak Firefighters' Pension Trust and coaches the middle school track team at Suwannee Middle School. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports its services through a large network of financial advisors and branch offices.

Tammy Hall is a financial advisor with Raymond James Financial, holding PFS™ and Series 63 credentials and possessing 27 years of industry experience. She has been with Raymond James Financial since 2000 and previously worked at First Federal Financial Services Corporation from 1998 to 2005. Outside of her advisory role, she serves as Treasurer of a homeowners association and acts as Durable Power of Attorney for family members. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling, and supports a broad network of advisors and affiliated firms.

Charles Cowen Jr. is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial Services since 2012. Outside of his advisory work, Cowen is a partner at an accounting firm and serves on the boards of several nonprofit organizations, including the United Way of Suwannee Valley and the University of Florida Christian Campus House. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting, supported by analytical modeling and a range of advisory programs.

Taylor Siemon is a financial advisor with Primerica Advisors in McAlpin, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. His career includes roles at Paradise Real Estate International and PFS Investments Inc. Siemon also receives compensation for referrals of home security, automation products, and other home-related services through Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies managed by third-party asset managers. The firm supports a large network of advisors and focuses on discretionary portfolio management for individual investors rather than institutional clients.