Andre Nicholas Lister

William Wong is the sole advisor at Investment Dynamics Consulting Group, LLC and holds the PFS™ designation with 24 years of industry experience. He has operated his independent advisory firm since 2000 and maintains multiple non-investment business roles, including president of a CPA tax and accounting firm, a real estate development company, and a family entertainment center. Investment Dynamics Consulting Group, LLC provides investment supervisory services primarily to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers non-discretionary portfolio management focused on diversified mutual fund and ETF allocations, conducting formal reviews at least annually and emphasizing client-imposed investment restrictions.

John Gallagher is a ChFC® credentialed advisor with Integrated Wealthcare, LLC, where he has worked since 2023. He has one year of financial advisory experience and concurrently practices emergency medicine with Hawaii Emergency Physicians Associated. Integrated Wealthcare is an SEC-registered wealth management firm that primarily serves physicians and medical professionals, alongside high-net-worth individuals, families, business owners, and retirement plans. The firm offers discretionary portfolio management and financial planning, utilizing documented risk assessments and globally diversified model portfolios with regular rebalancing.

Adam Reugh is a financial advisor at ACP Investment Management with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Financial Advocates Investment Management and ICM Asset Management Inc. ACP Investment Management, established in 2025, provides discretionary investment management and consulting services primarily to pension and profit-sharing plans, charitable organizations, and corporations. The firm offers customized portfolios and emphasizes retirement plan consulting alongside institutional and plan-level advisory services.

Mark Johnson is a CFP® with 23 years of industry experience, currently serving as an advisor at Western Wealth Management LLC since 2016. He previously worked at LPL Financial, LLC and Business Consultants, Inc. Johnson provides investment advisory services through Western Wealth Management, LLC, an independent firm based in Golden, Colorado. Western Wealth Management serves a diverse client base including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm operates as a decentralized network of investment adviser representatives offering comprehensive portfolio management, financial planning, and a range of investment strategies through multiple custodial platforms and sponsored programs.

Larry Mccabe is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has held previous roles at Insight Folios, AE Wealth Management, and Allstate Financial Services, among others. He is also the owner of Aloha Life & Retirement, Inc., an investment advisory and insurance business. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, model portfolios, and an asymmetric rebalancing approach to tailor advice and manage client accounts.

Ferdinand Pernia is a financial advisor with LPL Financial in Kailua Kona, HI, holding Series 63 and Series 65 credentials and having 33 years of industry experience. His prior roles include positions at Wealthcare Advisory Partners, LLC, Independent Financial Partners, and several major financial firms dating back to 1998. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.