Betsy Amee Joy Ratashak Vogel

Ashton Schwickerath is a financial advisor at Principal Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Dietzenbach Financial and Kout Farms. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers through various advisory and promoter arrangements.

Matthew Dietzenbach is a financial advisor at Principal Financial Services with five years of industry experience. He holds a Series 66 designation and has worked at Principal Financial Services and affiliated entities since 2020. Outside of advising, he co-owns and operates agricultural businesses that manage hog leasing facilities in Iowa. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs delivered through various advisory and promoter arrangements.

Eric Dietzenbach is a financial advisor with Principal Financial Services based in Calmar, IA, holding Series 63, 65, and 66 licenses and with four years of industry experience. His work history includes roles at Principal Life Insurance Company, Principal Securities Incorporated, and Dietzenbach Financial. Outside of his advisory work, he is involved in a local roofing business owned with his wife's family, where he contributes to business strategy. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation typically handled on a discretionary basis.

Jonathan Pipho is a financial advisor with Principal Financial Services in Decorah, IA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Oneota Financial, Royal Alliance Associates, and Signator Investors. In addition to his advisory work, he is licensed as an insurance agent specializing in life, disability, annuities, health, and Medicare supplements. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Londa Grinna is a CFP® and ChFC® with 24 years of industry experience, currently affiliated with Cetera. She has worked with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of her advisory role, she is a 50% owner of Lifetime Financial Solutions and holds a part-time position as a notary public. Cetera Investment Advisers LLC is a nationwide multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Sara Bulman is a financial advisor with Primerica Advisors in Decorah, Iowa, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has worked with PFS Investments, Inc. and Primerica Financial Services since 2011. Bulman is the owner of Bulman & Associates, Inc., a business formed for Primerica purposes, and serves as a volunteer board member for Opportunity Homes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients, with a tiered wrap fee structure and third-party asset manager oversight.