Brian J Forneris

Jonathan Hurm is a financial advisor at NextGen Wealth Defense LLC in Lorain, Ohio, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at Equitable Advisors LLC for nine years before founding NextGen Wealth Defense in 2024. In addition to his advisory role, he is a licensed insurance agent involved in insurance sales. NextGen Wealth Defense LLC provides discretionary investment management, wealth management, and financial planning services for individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis with Modern Portfolio Theory and utilizes unaffiliated Independent Managers for portfolio implementation and oversight.

Andrew Hardy is a Series 66-registered advisor with Scalar Wealth LLC, an independent firm based in Avon Lake, Ohio. He has five years of industry experience and also works as a real estate sales agent with Key Realty, LTD. Hardy's background includes roles in real estate and financial services, with prior experience at firms such as Howard Hanna and Ithax Financial LLC. Scalar Wealth LLC provides discretionary portfolio management along with asset allocation and financial planning services. The firm employs tailored, discretionary strategies incorporating model portfolios and a variety of analytical methods, and offers both hourly and asset-based billing arrangements.

Ville Wealth Management LLC is a Fee-Only Registered Investment Advisory Firm dedicated to providing tailored financial planning and investment management services. Our proprietary discovery and implementation process empowers you to navigate your retirement journey with confidence, ensuring timely, proactive advice for informed decision-making. Financial Planning: Every client gets a personalized financial plan, updated yearly at no extra cost. While other firms typically charge between $2,000 and $5,000 for this service, we offer it as part of our standard package. Unlike many firms, we also include plan implementation as a key part of our process at Ville Wealth Management. Investment Management: While some firms charge 1.4% or higher in management fees and up to 0.60% in strategy fees, we keep our fees at 1% or less. Our minimum asset balance, including all accounts and household members is $250,000, compared to my previous firm’s $2m requirement. Estate Planning Services: We partner with EncorEstate Plans for basic estate planning services and utilize local attorneys for more complex estates. While most attorney fees for Wills and Trusts are between $2,000 and $4,000, our clients can access these services via EncorEstate Plans for less than a thousand dollars (price tied to EEPs fee schedule). Risk Management: We partner with top companies that focus on Health, Life, Disability, and Long-Term Care insurance. Since we don't earn commissions from insurance sales, we can prioritize finding the best options for your financial health. I grew up in a small town in southeastern Ohio, where West Virginia, Pennsylvania, and Ohio converge. We called this place the “Ville,” a close-knit community of hardworking people, enthusiastic sports fans, delicious pizza, and parents who wanted a better life for their children. If you are from a small town like the Ville and need help with: - Retirement & Social Security Planning - Withdrawal Strategies - Investment Planning - Reducing Taxes - Estate Planning - Risk Management I would be happy to assist you and your family!

Benjamin Zagorski is the sole advisor at Right Investment Team LLC in Avon, Ohio, holding a Series 66 designation with 13 years of industry experience. He has managed his independent advisory firm since 2015 and concurrently owns and operates Accounting Team Ltd, a tax preparation and accounting business. Right Investment Team LLC provides portfolio management and financial planning primarily for individual and high-net-worth clients, managing approximately $8 million across 24 accounts. The firm employs a variety of analytical methods and modern portfolio theory to construct portfolios, utilizing multiple trading strategies and asset classes while conducting quarterly reviews.

Michael George is a PFS™-designated financial advisor with 13 years of industry experience. He has served at Athletes Financial Advisers, LLC since 2016 and holds concurrent roles at ProMoney, LLC and Probooks CPA, LLC. Outside of advising, he has involvement in a real estate rental business in Hilton Head Island, SC. Athletes Financial Advisers provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and retirement plans. The firm uses a passive, asset-allocation approach based on Modern Portfolio Theory, emphasizing passively managed mutual funds and ETFs, and incorporates Monte Carlo analysis and third-party management for fixed income and trade processing.

Joshua Melda is a CFP® professional with 25 years of experience in the financial services industry. He is the principal advisor at Cleveland Retirement Planning LLC and has previously worked at Trustpoint, LLC and Lincoln Financial Advisors Corporation. Outside of advising, he teaches sales, leadership, and management classes through Sandler Training. Cleveland Retirement Planning LLC offers investment management, financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, as well as pensions and profit-sharing plans. The firm constructs diversified portfolios using a variety of securities and provides pension consulting and 401(k) plan advisory services, utilizing both fundamental and technical analysis tailored to client risk profiles.